Chase Sapphire Reserve Reviews

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Has used Sapphire Reserve trip insurance three times; two claims were quick and one took months but paid.

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Got good value from the portal and an Edit night with credit, upgrade and late checkout.

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Travels the world for months each year and gets plenty of value from the Sapphire Reserve.

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Upgraded from the Preferred to the Sapphire Reserve after a year; the travel credit and DashPass credits alone cover the annual fee for them.

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Moved from cash back to the Sapphire Reserve paired with the Freedom cards; lounge access and transfer partners alone are worth the fee to them, with no regrets.

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Lives abroad most of the year and values the Sapphire Reserve's no foreign transaction fees and frequent Priority Pass lounge use.

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Keeps the Sapphire Reserve even while not traveling internationally, for the 1:1 Hyatt transfers and a yearly Edit and dining credit they can use locally.

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Has held the Sapphire Reserve for eight years, takes several trips a year with points, and loves the Sapphire lounges.

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Moved regular flights a day earlier to use the LGA Sapphire lounge without a wait, several times a year.

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They keep their Chase Sapphire Reserve because they travel internationally several times a year, calling it the best option for their travel habits within a larger card setup.

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Gets a lot of value from the PHL Chase lounge, which offsets the credits they do not use.

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National Executive status from the card got them a car fast after a late-night arrival in Puerto Rico.

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Stacked Edit and travel credits on a Fairmont Montreal stay and gets value above the fee.

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Has stayed at several The Edit hotels, including Four Seasons Sydney, and found good deals with breakfast and property credits.

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All three of their The Edit stays priced about the same as direct, plus breakfast, upgrades, late checkout and property credit.

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A The Edit stay at the Virgin Hotel NY got them a suite upgrade, early check-in, late checkout and extra charges waived.

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Offset the fee in under a year and found the rental car insurance worthwhile.

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Values the lounges, travel credit, travel protections, hotel credits and StubHub.

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Regularly gets reimbursed for delays, baggage problems and damaged luggage through the Sapphire Reserve.

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Got into a lounge in Mexico with three family members at no extra charge.

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Got the Sapphire Reserve mainly for its trip cancellation insurance, which covers more than the yearly Allianz policy they used to buy.

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Split a San Diego hotel stay between The Edit and Amex Fine Hotels to use both credits on one trip.

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Uses the Sapphire Reserve as their travel card and values the points boost hotels.

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Uses the Sapphire Reserve for travel for its protections and gets thousands a year from it and their wife's Platinum.

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Still comes out ahead in NYC and prefers the Sapphire lounges to the Centurion lounges at JFK and LGA.

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The PHL Sapphire lounge makes the Sapphire Reserve worth it for them, and Chase reimbursed a broken laptop.

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Loves the Sapphire Reserve, gets their money's worth, and prefers using the Boston Sapphire lounge.

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Planned to cancel their Sapphire after getting the Amex Platinum but kept using it heavily; prefers its lounges and used The Edit credit on hotels.

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Used several credits in the first months, and their Edit hotel cost less than booking direct.

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Holds the Sapphire Reserve and says its high annual fee is more than offset by using the card credits, and points to its dining and travel multipliers and lounge access as strengths.

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A Sixt damage claim in Europe was honored within a week.

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Wishes they had opened it sooner; lounges and an Edit stay with upgrade and breakfast were a steal.

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Compared a Vegas stay and found the difference negligible once resort fee and Edit perks counted.

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Finds the dining credit easy in a big city and values the Air Canada lounges.

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Values Global Entry during the ATC shutdowns and free Priority Pass food before every flight.

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Saves on rental car insurance each time and values the travel insurance.

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Used The Edit at the Omni Seaport in Boston, got upgraded, free breakfast and late checkout.

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Found a reasonably priced Edit hotel in Waikiki to use the credit, though cheap options are slim.

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Uses the Maple Leaf Lounge at SFO with the card when flying Star Alliance.

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Sapphire Reserve rental coverage paid for a hit-and-run in a parking lot.

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Just got the Sapphire Reserve and finds the lounge access alone worth the remaining fee when traveling with family.

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Booked three nights with The Edit credit and points, with free breakfast and a property credit.

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An Edit stay with points boost brought a credit, champagne and an upgrade at about 2 cents a point.

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The Sapphire Reserve covered rental car damage for them within two weeks.

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Has claimed Sapphire Reserve baggage delay, rental car, trip delay and roadside benefits over eight years and been reimbursed every time.

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Sapphire Reserve trip cancellation insurance reimbursed a cancelled luxury trip after their wife fell ill, after extensive verification.

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Has used The Edit and the luxury hotel collection several times and values the late checkout, flexible cancellation and breakfast.

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Kept the Sapphire Reserve because Edit hotels they wanted offered pay-later booking.

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Has held the Sapphire Reserve since 2017 and still comes out ahead using Bay Area lounges, the dining credit, DoorDash, Apple TV and Lyft.

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Uses the travel credit effortlessly and loves the Chase lounges.

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Has used the Boston Sapphire lounge three times on Saturday mornings with no line and seats available.

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Finds Chase Sapphire lounges very nice, and when there is a line it usually moves within 10 to 15 minutes.

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Values the Sapphire Reserve travel credit, lounge access and travel insurance for the cruises they book several times a year.

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After a hospital stay forced them to miss a cruise, the Sapphire Reserve trip insurance reimbursed all non-refundable costs within about two months.

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Gets value from the travel, DoorDash and Apple credits and has had a positive visit to the new San Diego Sapphire lounge every time.

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Used the Sapphire Reserve travel insurance twice last year and got all their expenses back, though it took a while.

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Has never waited to get into a lounge in over 20 visits.

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They keep the Sapphire Reserve as their one annual-fee card and use it as their travel and dining card, preferring it over other fee cards.

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Uses lounges heavily on international trips, the DoorDash credits and Hyatt transfers, and got $500 back for a six-hour delay.

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Gets a lot of value from the Sapphire Reserve despite the high fee, praising Priority Pass and Sapphire lounge access on international and work trips plus the flat travel credit over the Preferred.