Reddit · r/CreditCards · Oct 28, 2026
MixedSummary of a Reddit comment
Finds the Sapphire Reserve close to perfect for them, but wishes hotel and dining credits were easier to use and that it earned 3x on gas and groceries.
Chase Sapphire Reserve Reviews
Travel rewards card
Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
What people mention
Common concerns
Topics grouped from customer reviews, with how many mention each; read the originals below.
Real customer experiences (1,319)
Add your reviewShowing 17 reviews mentioning hard to redeem Show all
Reddit · r/ChaseSapphire · Jul 13, 2026
MixedSummary of a Reddit comment
Their Sapphire Reserve Sephora Paze purchases got nothing, but a Domino's purchase earned the bonus and credit.
Reddit · r/CreditCards · Apr 30, 2026
MixedSummary of a Reddit comment
Finds StubHub prices higher than elsewhere for the Sapphire Reserve credit, but still gets value from it for live events.
Reddit · r/ChaseSapphire · Dec 27, 2025
MixedSummary of a Reddit comment
Got good value from an Edit booking at the Bellagio but the hotel treated them poorly as a third-party booking.
Reddit · r/ChaseSapphire · Dec 24, 2025
MixedSummary of a Reddit comment
Uses The Edit credit for vacations, but finding stays where it really saves money limits where they can go.
Reddit · r/ChaseSapphire · Oct 29, 2025
MixedSummary of a Reddit post
Uses the Sapphire Reserve DoorDash credits but feels they are more extreme couponing than a premium perk.
Reddit · r/ChaseSapphire · Oct 28, 2025
MixedSummary of a Reddit comment
Rarely visits the listed LA restaurants but will use the credit in Vegas.
Reddit · r/ChaseSapphire · Aug 26, 2025
MixedSummary of a Reddit comment
Gets about $7 of value per $10 DoorDash credit because of markups.
Reddit · r/CreditCards · Jun 18, 2025
MixedSummary of a Reddit comment
Likes the higher hotel and flight multipliers but finds the new credits more work.
Reddit · r/ChaseSapphire · Jun 17, 2025
MixedSummary of a Reddit comment
Always uses the Sapphire Reserve travel credit, but finds StubHub and Peloton useless and the DoorDash credit more annoying since the change.
Reddit · r/ChaseSapphire · Oct 1, 2026
MixedSummary of a Reddit comment
Can't choose which DoorDash credit applies first.
Reddit · r/ChaseSapphire · Mar 28, 2026
MixedSummary of a Reddit comment
Saved money stacking hotel credits, but the rooms were priced about 30% high.
Reddit · r/ChaseSapphire · Jan 15, 2026
MixedSummary of a Reddit comment
Found the best Edit deals in Vegas, San Francisco and Auckland, but discovering them is time-consuming.
Reddit · r/ChaseSapphire · Oct 30, 2025
MixedSummary of a Reddit comment
Lets the small DoorDash restaurant credit expire because of fees, but uses the grocery credits at their supermarket deli.
Reddit · r/ChaseSapphire · Oct 2, 2025
MixedSummary of a Reddit comment
Giving it a year but finds the OpenTable credit annoying and the redemption changes disappointing.
Reddit · r/ChaseSapphire · Aug 14, 2024
MixedSummary of a Reddit comment
Uses the DoorDash credit through scattered pickups, but it is a chore.
Reddit · r/ChaseSapphire · Aug 12, 2024
MixedSummary of a Reddit comment
Only DashMart offers pickup, so getting value takes hoops.
Common questions about Chase Sapphire Reserve
What do customers say about Chase Sapphire Reserve?
Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee. The most common complaints are credits that are hard to use (DoorDash, The Edit, StubHub), poor support when portal bookings go wrong, crowded lounges, and a higher fee after the refresh.
Is Chase Sapphire Reserve worth it?
Of the 1,319 reviews with a clear verdict, 53% are positive, 12% mixed and 34% negative. The praise mentioned most is great rewards. The most common complaint is hard to redeem.
What do people like about Chase Sapphire Reserve?
The praise reviewers mention most: great rewards (253 reviews), great travel perks (210 reviews) and easy to use (34 reviews). For example: Frequent work traveler uses the credits on things bought anyway and redeems points for family holiday flights.
What are the most common complaints about Chase Sapphire Reserve?
The complaints reviewers mention most: hard to redeem (149 reviews), poor support (114 reviews) and rate dropped (33 reviews). For example: In Europe, spent hours looking for reasonable Edit stays and gave up; calls the card a massive disappointment.
What does the signal score of 79 mean?
It's how well reviewed Chase Sapphire Reserve is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of Chase Sapphire Reserve?
Category: Travel rewards card. Type: Premium travel rewards credit card. Fees: $795 annual fee. Rates & rewards: 8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining.
Where do these Chase Sapphire Reserve reviews come from?
1,319 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.