Citi Strata Premier Reviews

Of the 22 reviews with a clear verdict, 55% are positive, 18% mixed and 27% negative. The praise mentioned most is great rewards. The most common complaint is hard to redeem.

The praise reviewers mention most: great rewards (10 reviews), easy to use (4 reviews) and great travel perks (4 reviews). For example: Sign-up bonus helped fund an upcoming wedding and honeymoon, and flight and hotel prices in the travel portal are generally cheaper than on Chase's portal.

The complaints reviewers mention most: hard to redeem (3 reviews), poor support (3 reviews) and rate dropped (1 review). For example: They found the Citi Strata Premier disappointing: they never used the annual hotel credit, dislike the Citi portal, and say the redemption value per point fell, so they think it is time to close it.

It's how well reviewed Citi Strata Premier is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.

Category: Travel rewards card. Type: Travel rewards credit card. Fees: $95 annual fee. Rates & rewards: 10x points on hotels, car rentals and attractions via cititravel.com; 3x on air travel, other hotels, restaurants, supermarkets, gas and EV charging.

#7 in Best-Reviewed Travel Credit Cards 2026, ranked by real customer reviews.

22 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.