American Express The Platinum Card from American Express Reviews

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Enjoyed trying FHR hotels for one night when the credit made them competitive.

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Ten FHR nights in Asia cost very little out of pocket.

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Found a good THC hotel in Copenhagen with breakfast and a credit.

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They track their Amex Platinum benefits in a spreadsheet and use Clear, Uber, entertainment and Walmart+ credits, plus points for travel, and say they clearly more than cover the annual fee.

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Fully uses the Amex Platinum airline, Clear and YouTube credits and finds its hotel credits far easier than The Edit.

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Started with the Capital One cards but found Amex far better for them; loves the Platinum's perks and books almost all hotels through Fine Hotels + Resorts.

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Gets a lot from the Amex Platinum credits, and Fine Hotels access has been far better than The Edit.

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Finds Amex Fine Hotels better than Chase's offering and uses the Resy, hotel and digital credits anyway.

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Booked two nights at an Amex hotel fully covered by the credit.

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Used the FHR/THC credit in Amsterdam and Helsinki without trouble.

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The hotel and property credits cut a Thailand stay substantially.

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Uses the Platinum hotel credit twice a year alongside Gold and Sapphire Reserve.

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Uses the Amex Platinum for travel and gets a lot from it on every vacation, especially free hotel room upgrades.

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A Fine Hotels + Resorts stay in LA came with a free night, suite upgrade and breakfast credits.

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Holds the Platinum for lounge access and uses the hotel, airline, Resy and other credits.

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Nets about $1k a year from the Platinum and Gold with FHR bar credits and points flights.

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Paid to add their spouse to the Amex Platinum for lounge access and says the credits more than cover it.

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Used the hotel credit at an affordable Bangkok property with great service.

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An FHR stay in Dubai came with an upgrade, breakfast and a credit.

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Nearby FHR hotels under the credit give good value even for one night.

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An FHR booking beat booking direct once breakfast was included.

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Used the hotel credit in Denver and Key West and found it worth it.

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Got a cheap FHR stay at Cordis Auckland with a credit and breakfast.

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Gets good FHR value abroad, such as the Hoxton in Rome.

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FHR is hard to use in the US but great value in Asia.

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Booked nice FHR hotels at about $300 a night with lots of perks.

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Finds the Platinum worth it for the lounges, hotel status and concierge despite weak offers.

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Second FHR stay at the Palazzo, enjoying its restaurants.

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They have held the Amex Platinum for over ten years and get full value from it, though they would pick Sapphire over it for dining points and better lounges.

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Takes a few pricey vacations a year and finds the Amex Platinum perfect for them, mainly for expensive hotel stays.

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The $300 hotel credit was a game changer for them.

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FHR got them into hotels they'd never have tried.

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Checking in with the Platinum skipped a lounge waitlist.

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The FHR credits changed how they book hotels.

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Uses the hotel credit for two-night stays in Asia.

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Finds FHR's guaranteed 4pm checkout huge for their stays.

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Books one FHR night alongside direct nights at InterContinental.

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One-night FHR stays came in clutch for their annual overnight events.

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Has used Amex partner lounges at small airports with no waitlist, which they value above Centurion lounges.

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FHR/THC has become the benefit they use most.

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Finds the refreshed hotel credit easy to use on road trips.

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Lounge visits saved a family about $500 in meals.

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Enjoys the Centurion and Delta lounges and the elite status perks that come with the Platinum.

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Finds Amex Platinum Fine Hotels credits far better than Chase's The Edit and uses Uber Eats monthly.

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Finds the hotel and dining credits easy on ski trips and values the Clear Plus membership.

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Used the Amex Platinum to get Hilton Gold, then status-matched that into National and Hertz elite status.

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Got the Platinum at 18 and finds the fee worth it for frequent business travel.

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Uses the Amex hotel credit twice a year at reasonably priced hotels.

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Found immense value in the Amex hotel programs and credit.

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Uses the Amex hotel credits every six months.

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An FHR stay in Hawaii netted out cheap with credits and breakfast.

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Used every Fine Hotels + Resorts night for free stays with property and breakfast credits.

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Uses the credits easily and keeps the Platinum mainly for lounges and Leading Hotels status.

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Finds the Platinum hotel and restaurant credits much easier to use than Chase's.

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Always uses FHR's guaranteed 4pm checkout.

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FHR had seven hotels where the Edit had one, so they booked through Amex.

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The Hotel Collection rate beat their direct booking and added an upgrade and credit.

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Uses the Amex hotel and Lululemon credits after leaving the Sapphire Reserve.

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Would pick the Platinum for easier benefits than the Sapphire Reserve.

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FHR hotels have been amazing value in Southeast Asia.

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Booked a Denver hotel fully covered by the Amex Platinum hotel credit at better rates than Chase.

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Uses most Amex Platinum credits and found Fine Hotels stays in Japan excellent every time.

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Uses the hotel credit for a yearly family Ritz staycation they look forward to.

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Weekly traveler gets most value from lounge access.

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Used the new hotel credits right away on travel already planned and booked Greece with points.

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Uses the hotel credit for a one-night FHR date night, checking prices first.

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Found an FHR hotel in NYC for $200 a night.

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The FHR credit plus Hilton Gold got them free nights at Conrad Dubai and Waldorf Panama City.

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Cruise Privileges have been a huge benefit for them.

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Has never had to wait for lounge capacity.

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Uses their Amex Platinum mostly to book travel, and the Fine Hotels and Resorts program has worked out well for them so far.

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Their household gets hotel upgrades with the Amex Platinum that the Chase card does not deliver.

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Uses enough of the airline, Uber, streaming, Walmart+ and FHR credits to offset the Platinum's cost.

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They are on their fourth Platinum Card from American Express and use it heavily for monthly Uber credits, hotel credits and the yearly airline credit, treating the perks as a major benefit of military life.

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After a year, plans to keep it for the lounges and credits.

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Family of four saves on airport food through lounge access.

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They took the Platinum Card from American Express for a strong welcome bonus and use it for the benefits while their Gold handles spending. A new airport Centurion lounge made it worthwhile and they have no regrets.

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FHR bookings still got their InterContinental status and points.

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Got the card for FHR and used it for two stays in Hawaii.

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A long-time Amex holder who keeps the Platinum mainly for FHR.

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FHR is a main reason their household keeps three Platinums.

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Uses FHR at the Rosewood Georgia when passing through Vancouver.

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Loves the Platinum mainly for FHR.

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Uses most credits organically and says the Platinum is almost perfect for them.

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Gets lounge access, loyalty status, Uber, streaming, Resy and Lululemon credits from their Amex Platinum.

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Amex's hotel prices were far lower than Citi's for the same hotels, so they used the Platinum.

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Uses the Platinum for credits, lounge and occasional 5x flights alongside the Gold.

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The Amex hotels they booked in Asia were nice, with the credit on top.

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The refreshed Platinum has been great, including FHR staycations.

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Consistently uses and justifies the Fine Hotels + Resorts credit on their Amex Platinum.

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Books FHR stays specifically for the 4pm checkout before evening flights.

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A last-minute FHR deal in Europe outweighed spotty Amex acceptance.

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Got hotel and Resy credits worth hundreds within weeks.

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Their Fine Hotels + Resorts credit posted.

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Always books Ritz-Carlton stays through Amex Travel for the credit.

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Finds FHR hotels just above the credit for good staycations and weekends.

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Has used the hotel credit for four years.

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Used the FHR credit in Seattle and finds the perks even out the cost.

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FHR stays in Vegas and DC came with credits, breakfast and upgrades.

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FHR rates are often cheaper than booking direct for them.

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Uses the FHR credit at nearby hotels with late checkout and a dining credit.

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The FHR credit got them a big suite and perks at the Wynn.

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Uses the hotel credit for Vegas trips.

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Likes that FHR stacks with hotel status.

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One Fine Hotels + Resorts stay brought an upgrade, status-like treatment and large credits.

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Loves FHR, especially the breakfast.

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Easily makes back the Amex Platinum fee through status benefits.

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Got the Platinum for FHR's guaranteed 4pm checkout.

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Finds the airline credit one of the most useful Platinum credits.

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The Clear credit makes their travel much easier.