American Express The Platinum Card from American Express Reviews

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Keeps the Amex Platinum because it more than pays for itself through credits and benefits.

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The Equinox credit covers much of their Amex Platinum fee.

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Finds the Amex Platinum credits more useful than the Sapphire Reserve's and its hotel credits better priced.

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A longtime Amex Platinum holder whose family uses its lounges, insurance, streaming and Lululemon credits.

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Amex reimbursed a lost ring a month after purchase under the Platinum purchase protection, no questions asked.

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Gets far more than the annual fee from the Platinum even without the hotel credit.

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Finds most Amex Platinum credits, like Lululemon and Resy, easy to justify in their first year.

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Hit the bonus with existing expenses and enjoys maximizing the benefits.

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Resy, Lululemon and airline credits cover spending they would do anyway.

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Switched to the Amex Platinum and has been able to earn back its fee, sometimes with retention offers.

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The Resy credit brought them back to two nearby restaurants they like.

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Combines the Resy credit with a free night for local weekend trips and buys work pants at Lululemon.

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Planned to cancel, but the new credits plus Centurion visits are worth more than the fee.

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Was going to cancel, but the YouTube TV, Resy and Uber credits now cover the fee with lounges.

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Resy, airline, hotel and Uber credits are easy wins; the refresh is a big improvement for them.

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Gets more than enough value from lounges, FHR, airline, entertainment, Uber and Clear credits.

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The Platinum more than covers its cost with Walmart+, streaming and an annual splurge weekend.

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Resy, subscription and Uber credits put them ahead before travel benefits.

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Keeps the Schwab Platinum for flights, hotels, lounges and credits.

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Gets Delta and Centurion lounge access, hotel and Hertz status, and uses the Uber, airline, Resy, digital and Walmart+ benefits on the Amex Platinum.

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Holds both and expects more value from the Amex Platinum.

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Uses the Amex Platinum for flights and Fine Hotels, and its digital, Walmart+ and Uber credits cover the fee.

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Uses most Amex Platinum credits, including Uber Eats, YouTube, the airline fee credit and Resy dining, which they find easier than Chase Dining.

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Uses many credits organically and especially values the $400 Resy credit.

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Comes out ahead on the monthly Uber credit.

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Naturally uses most credits, valuing the Equinox, Saks and Oura ones at zero.

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Keeps finding more value in the Platinum's Lululemon, Resy and subscription credits.

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Finds the Platinum easier to recoup than the Sapphire Reserve.

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Platinum perks cover the fee and are easier to use than Chase's.

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Gets a lot of value from the Resy credit via gift cards.

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Used the Resy credit at their favorite steakhouse.

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Resy, THC and streaming credits they'd use anyway leave them net positive.

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The household Platinum's new benefits have been incredibly easy to use.

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Has both and finds the Amex Platinum dining and hotel credits far better.

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The Platinum Resy credit works at a restaurant they already use nearby.

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Resy, digital entertainment, Walmart+ and airline credits nearly cover the fee, plus lounges.

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Lululemon, Resy and entertainment credits fit their spending; the card gained value this year.

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Five Platinum credits are as good as cash to them.

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Credits they'd use anyway exceed the fee, plus regular lounge and hotel status use.

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Uses Platinum credits organically and finds FHR property credits offset pricier hotels.