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Uses the Metal plan while living abroad full time and gets enough value from it. They add that for someone living at home or traveling occasionally the free account is enough.

Uses it as their gas card, earning the boosted 6% in their chosen category during the first year.

Has done a weekly reconcile-and-pay routine in YNAB since 2022 for peace of mind after past card debt, but is now dropping it for a cheaper alternative and dislikes its renamed menus.

After more than seven years on Revolut, they say trading worked fine during the previous week's crash but failed without any in-app notice during the rebound, and they are leaving over reliability.

Opened the account after running into high ATM fees in South America and keeps it lightly funded from their brokerage account for that purpose.

Started out in Fidelity Go, which gave a spread across small, medium, large, bond and international funds at no cost, before later self-managing.

Upgraded from the Blue Cash Everyday after years and keeps the Preferred because groceries are their biggest spend, paying in full each month so the fee is outweighed.

Product-changed a Quicksilver Visa to a Savor and reports it still shows as a Visa in the app.

Held the card and tried to justify the high fee with its credits, but found that paying for things they would not otherwise buy did not work for them. They plan to move away from it next month.

Used it for several years before moving to a different budgeting app, feeling YNAB had kept making things harder rather than easier.

Is on the Metal plan and is happy with it, citing the points they earn and the perks.