Switched to YNAB from EveryDollar because with EveryDollar they kept finding their sinking funds did not hold what they thought.
“With E$, I was constantly finding that my sinking funds didn’t have what I thought they did”
budgeting app
EveryDollar
EveryDollar
Fees and rates as stated on ramseysolutions.com on 2026-10-29. Rates, fees and terms change; check the provider's site before you apply or open an account.
- Category
- Budgeting app
- Type
- Zero-based budgeting app
- Fees
- Free version; premium $79.99 a year or $17.99 a month
- Rates & rewards
- —
- Minimum
- —
Reviews
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Uses the free EveryDollar app alongside YNAB to see exactly what they spend and how much, to the moment.
“I also use EveryDollar (free version) by Dave Ramsey. This way I can see exactly what I spend my money on, and how much to the exact moment”
Tried EveryDollar in 2019 and thought it terrible and clunky, tried it again last year and found it had not changed a single bit, calling it really terrible web-based software.
“I thought EveryDollar was a terrible program. So clunky! I had tried it in 2019 and it was so bad but I liked the concept of zero dollar so I went searching and found YNAB.”
Uses EveryDollar without account sync, entering every transaction manually at the start of each month and adjusting as needed, since they want to track spending and saving without working on the budget all the time.
“I also use Every Dollar. I don't do the account sync, and opt to enter every transaction manually”