Reddit · r/MonarchMoney · Sep 18, 2026
MixedSummary of a Reddit comment
Still likes Monarch a lot, but the link broke with their 529 plans a year ago and Monarch has not been able to fix it.
Monarch Reviews
Budgeting app
Mint-style overview that many moved to from Mint, YNAB or Copilot; accounts that stop syncing.
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
What people mention
Often liked
Common concerns
Topics grouped from customer reviews, with how many mention each; read the originals below.
Real customer experiences (514)
Add your reviewShowing 2 reviews mentioning poor support Show all
Reddit · r/MonarchMoney · Oct 17, 2024
MixedSummary of a Reddit comment
Loves the UI and most things but finds reports just okay and institutions constantly disconnect, with support only suggesting another aggregator, which does not work or messes up net worth.
Common questions about Monarch
What do customers say about Monarch?
Customers like the interface, reporting and Mint-style overview, and many moved from Mint, YNAB or Copilot. The most common complaints are accounts that stop syncing and slow support, plus higher pricing and budgeting that some find less hands-on than YNAB. Experience depends on the banks connected.
Is Monarch worth it?
Of the 514 reviews with a clear verdict, 53% are positive, 14% mixed and 33% negative. The praise mentioned most is helpful support. The most common complaint is poor support.
What do people like about Monarch?
The praise reviewers mention most: helpful support (8 reviews) and easy to use (3 reviews). For example: Has found Monarch works well, with customer service replying in under 12 hours, and is extremely satisfied.
What are the most common complaints about Monarch?
The complaints reviewers mention most: poor support (25 reviews) and buggy app (1 review). For example: Says their interactions with Monarch support have been Mint-tier at best, dismissive and not answering questions.
What does the signal score of 79 mean?
It's how well reviewed Monarch is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of Monarch?
Category: Budgeting app. Type: Budgeting and net-worth app. Fees: Core $99.99 a year or $14.99/month; Plus $199 a year.
Where do these Monarch reviews come from?
514 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.