Chase Ink Business Cash Reviews

We run a two person bookkeeping practice and our internet, phone lines and office supply store runs all go on this card. The 5% in those categories is the whole point, and a firm our size never gets close to the $25,000 yearly cap. Client lunches earn 2%. No annual fee. con: my starting limit was only $3,000, so for the first year I was paying it down mid cycle. There's a 3% foreign transaction fee as well, so it stays home when I travel. Still the card I'd keep if I had to cut down to one for bills.

Summary of a Reddit comment

They use the Ink Business Cash monthly to buy gift cards at an office supply store during zero-fee promotions, earning 5% in Ultimate Rewards points they value highly for travel or Pay Yourself Back.

Summary of a Reddit comment

Amazon spending bought as 5X gift cards is a main reason for keeping the card, but the capped Visa and Mastercard gift cards mean too many cards and too much effort.

Summary of a Reddit comment

Uses the 5x Ink Cash on Amazon gift cards and gets 2-3 cents per point at Hyatt.

Summary of a Reddit comment

They buy gift cards at nearby Staples and Office Depot with the Ink Cash for the 5x rate and keep a tracking system, with no problems on returns so far, though they avoid unfamiliar online stores for purchase protection.

Summary of a Reddit comment

Great no-annual-fee business card that doesn't count toward 5/24 and earns 5x points on phone bills and office supply store gift cards.

Summary of a Reddit comment

They use the Ink Business Cash mainly for the bonus categories on office supply stores and internet, phone and cable, and said a rumored category cut would make them stop using it.

Summary of a Reddit comment

They get the 5 percent category rate on Frontier internet with the Ink Business Cash and bundle YouTube TV with it so that charge earns the same rate on the card.

Summary of a Reddit comment

They bought a device at the Google Store with the Ink Business Cash and it coded in the 5 percent category, so they suggested adding it to the list of eligible merchants.

Summary of a Reddit comment

They put nearly all their streaming subscriptions on the Ink Cash to earn the 5x category rate, and route only NBA League Pass and Apple One to another card.