Cash-back card
Most customers like the clean app, daily cash back, extra cash back on Apple Pay and no foreign transaction fees, and many use it mainly for interest-free Apple device financing.
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 1 review mentioning hidden fees Show all
Reddit · r/CreditCards · Oct 28, 2026
NegativeSummary of a Reddit post
Got the card for no foreign fees and 3% at Exxon Mobil, but a recent Mobil app payment earned only 1%; support said it was ineligible without a clear reason, and they have since closed the card.
Most customers like the clean app, daily cash back, extra cash back on Apple Pay and no foreign transaction fees, and many use it mainly for interest-free Apple device financing. The physical card earns less, and some find it thin on benefits. Fraud and dispute handling through Goldman Sachs frustrated a number of customers.
Of the 191 reviews with a clear verdict, 58% are positive, 25% mixed and 18% negative. The praise mentioned most is great rewards. The most common complaint is poor support.
The praise reviewers mention most: great rewards (3 reviews), great travel perks (2 reviews) and easy to use (1 review). For example: Has begun using the Apple Card for most purchases with Daily Cash flowing into the Apple savings account, and tracks the small amounts in their budget.
The complaints reviewers mention most: poor support (15 reviews) and hidden fees (1 review). For example: A fraudulent charge reappeared three times over eight months, needing repeated cases.
It's how well reviewed Apple Card is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Cash-back card. Type: Cash-back credit card. Fees: No annual, over-the-limit, foreign-transaction or late fees. Rates & rewards: 3% Daily Cash at Apple.
191 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.