cash-back card
Discover

it Cash Back

Fees and rates as stated on discover.com on 2026-10-29. Rates, fees and terms change; check the provider's site before you apply or open an account.

Category
Cash-back card
Type
Rotating-category cash-back credit card
Fees
—
Rates & rewards
5% cash back in quarterly categories when you activate, up to the quarterly maximum; 1% on all other purchases
Minimum
—

What customers keep saying · from 7 reviews

great rewards4helpful support3

Discover gave them 0% interest twice on request for big purchases.

“Discover has been amazing for me. I've had a card since I was 18-19 (now mid 30s). When I use it, I post it off every month.”
positivehelpful support

Activates the 5% categories every quarter.

“I have a discover card! I picked it because it has no fees and it comes in purple! When I lost my card, the replacement they sent me was blue. :( I almost switched cards then.”
positivegreat rewards

Their only card for five years served them well.

“I had only my discover for 5 years and it's served me well.”
positive

Their primary card and a solid choice.

“I have a Discover It card as my primary card, it’s a solid choice for your wallet.”
positive

Impressed by the first-year match and customer service.

“I'm thoroughly impressed by Discover. I got an IT card when getting married. I put as much wedding crap as possible on it to pump up the first year bonus (nearly $1k!).”
positivehelpful support

Still has their first card; easy 5% categories and good tools.

“Discover It is a good card. It was my first credit card and I still have it.”
positivegreat rewards

Maxes out the 5% categories some quarters.

“Take advantage of the 5% quarterly bonus categories. Is my Discover it card the best card in my wallet? No.”
positivegreat rewards

Gets a person immediately when calling Discover.

“Discover also has great customer service, if you need anything you can call and immediately get a person.”
positivehelpful support

Still uses their first card and often maxes the 5% categories.

“The discover it was my first credit card. I have gotten other, higher end, cards since then, but I still like and use the discover.”
positivegreat rewards

Counts the Discover it among their favorite cards.

“I’m 40 and do make a lot of money and the Discover It card is one of my favorite cards.”
positive

Says the Discover it is one of their favorite cards.

“That friend is a ding-a-ling. The discover it card is one of my favorites.”
positive