Reddit · r/ChaseSapphire · Aug 8, 2025
PositiveSummary of a Reddit comment
Moved their spending to Bank of America Customized Cash Rewards cards for high cash back with no fees or coupons.
Bank of America Customized Cash Rewards Reviews
Ranked #5 in Cash-back cardsCash-back card
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
What people mention
Often liked
Topics grouped from customer reviews, with how many mention each; read the originals below.
Real customer experiences (83)
Add your reviewShowing 7 reviews mentioning great rewards Show all
Reddit · r/CreditCards · Jun 9, 2026
PositiveSummary of a Reddit comment
They opened the card for online shopping but switched it to gas, where promotions add extra earnings on top of the first-year bonus rate, though only one chosen station can be used at a time.
Reddit · r/CreditCards · Mar 23, 2026
PositiveSummary of a Reddit comment
They use the BofA Customized Cash Rewards for online shopping and find the category very broad, covering things like haircuts, streaming and app orders, with a boost available from Merrill balances.
Reddit · r/CreditCards · Jan 11, 2026
PositiveSummary of a Reddit comment
They set their BofA Customized Cash Rewards to the online category and earn the top rate on gas, grocery pickup and dining apps, finding it easier to max out than a capped monthly card.
Reddit · r/investing · Dec 7, 2025
PositiveSummary of a Reddit comment
They and their spouse each hold a Bank of America Customized Cash card with the Preferred Rewards boost, routing dining and groceries there while everything else goes on a separate Preferred Rewards card.
Reddit · r/CreditCards · Nov 30, 2025
PositiveSummary of a Reddit comment
They use Bank of America Customized Cash Rewards cards to buy Costco gift cards online, earning an elevated rate via the online shopping category and loading them to their Costco wallet in a simple process.
Reddit · r/CreditCards · Nov 11, 2026
PositiveSummary of a Reddit comment
Uses it as their gas card, earning the boosted 6% in their chosen category during the first year.
Common questions about Bank of America Customized Cash Rewards
Is Bank of America Customized Cash Rewards worth it?
Of the 83 reviews with a clear verdict, 82% are positive, 10% mixed and 8% negative. The praise mentioned most is great rewards. The most common complaint is poor support.
What do people like about Bank of America Customized Cash Rewards?
The praise reviewers mention most: great rewards (7 reviews) and reliable (1 review). For example: Moved their spending to Bank of America Customized Cash Rewards cards for high cash back with no fees or coupons.
What are the most common complaints about Bank of America Customized Cash Rewards?
The complaints reviewers mention most: poor support (1 review). For example: Has the Customized Cash Rewards card but dislikes how Bank of America applies payments and credits compared with Citi, enough to doubt the extra 1% is worth it.
What does the signal score of 82 mean?
It's how well reviewed Bank of America Customized Cash Rewards is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of Bank of America Customized Cash Rewards?
Category: Cash-back card. Type: Choose-your-category cash-back credit card. Fees: No annual fee. Rates & rewards: 3% cash back in your choice category and 2% at grocery stores and wholesale clubs on first $2,500 combined purchases each quarter; 1% on everything else.
How does Bank of America Customized Cash Rewards rank?
#5 in Best-Reviewed Cash-Back Credit Cards 2026, ranked by real customer reviews.
Where do these Bank of America Customized Cash Rewards reviews come from?
83 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.