Bank of America Customized Cash Rewards Reviews

Of the 83 reviews with a clear verdict, 82% are positive, 10% mixed and 8% negative. The praise mentioned most is great rewards. The most common complaint is poor support.

The praise reviewers mention most: great rewards (7 reviews) and reliable (1 review). For example: Moved their spending to Bank of America Customized Cash Rewards cards for high cash back with no fees or coupons.

The complaints reviewers mention most: poor support (1 review). For example: Has the Customized Cash Rewards card but dislikes how Bank of America applies payments and credits compared with Citi, enough to doubt the extra 1% is worth it.

It's how well reviewed Bank of America Customized Cash Rewards is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.

Category: Cash-back card. Type: Choose-your-category cash-back credit card. Fees: No annual fee. Rates & rewards: 3% cash back in your choice category and 2% at grocery stores and wholesale clubs on first $2,500 combined purchases each quarter; 1% on everything else.

#5 in Best-Reviewed Cash-Back Credit Cards 2026, ranked by real customer reviews.

83 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.