Cash-back card
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 20 reviews mentioning poor support Show all
Reddit · r/CapitalOne · Apr 17, 2026
NegativeSummary of a Reddit post
They have owned the Quicksilver for a long time but found the Capital One Shopping rewards rarely credited, with many marked ineligible or missing, and say customer service was like pulling teeth.
Reddit · r/CapitalOne · Nov 2, 2026
NegativeSummary of a Reddit post
They were approved for Quicksilver and received the card, but the account was restricted for weeks over identity verification while living abroad. Repeated document submissions were rejected without a clear explanation.
Reddit · r/CapitalOne · Oct 28, 2026
NegativeSummary of a Reddit post
They struggled to add their Capital One cards to a new iPhone and Watch; the Quicksilver only worked on the phone after many support calls that offered no real fix beyond waiting 30 days.
Reddit · r/CapitalOne · Oct 18, 2026
NegativeSummary of a Reddit post
They used a brand new Quicksilver on their first trip to Europe and it was declined everywhere after landing. Support only offered a replacement card, with no compensation for lost rental insurance or foreign fees.
Reddit · r/CreditCards · Sep 14, 2026
NegativeSummary of a Reddit post
They have had a Quicksilver for almost ten years but its low limit kept it unused, and Capital One refused an increase. Support offered no escalation path or manual review, so they plan to leave.
Reddit · r/CapitalOne · Sep 11, 2026
NegativeSummary of a Reddit post
Their first card, a Quicksilver, has been restricted for years after a job loss; they paid the debt in full but support would not reopen it or remove it from their app.
Reddit · r/CapitalOne · Aug 26, 2026
NegativeSummary of a Reddit post
They hold two Quicksilver cards plus a Venture and used Paze promo purchases, but credits on the Quicksilvers stopped posting and Capital One support said they had no idea what the credits were.
Reddit · r/CreditCards · Aug 22, 2026
NegativeSummary of a Reddit post
They held a Quicksilver and a Platinum for three years until Capital One restricted and closed both without warning after returned autopay payments. They were furious about the poor communication and the utilization hit.
Reddit · r/CapitalOne · Aug 10, 2026
NegativeSummary of a Reddit post
They were approved for the Quicksilver and used it fine for a month, then a large plane ticket purchase got the account restricted, and income verification dragged on without the restriction being lifted.
Reddit · r/personalfinance · Jul 2, 2026
NegativeSummary of a Reddit post
They got their Quicksilver as a first card and paid in full each month, but one failed autopay led Capital One to close the account, and calls to support kept going in circles.
Reddit · r/CreditCards · Jun 21, 2026
NegativeSummary of a Reddit comment
They signed up online for the Quicksilver expecting a 15 month interest free offer, but the first statement showed interest and support said the promo was not on the account, with no refund offered.
Reddit · r/CapitalOne · May 28, 2026
NegativeSummary of a Reddit post
They were approved for the Quicksilver but it never appeared in their existing Capital One account, and support only blamed a holiday delay without explaining why the card was still missing days later.
Reddit · r/CapitalOne · May 28, 2026
NegativeSummary of a Reddit comment
They have had the Quicksilver for years and always pay on time or more, yet an hour on the phone only got a small limit raise, so they wonder whether to leave for another card.
Reddit · r/CapitalOne · Oct 15, 2025
NegativeSummary of a Reddit post
They found their Quicksilver card declining during a company-wide outage and were told by support to just wait a few hours, leaving them unable to pay for groceries with no warning.
Reddit · r/CreditCards · Jul 3, 2025
NegativeSummary of a Reddit post
They accepted an upgrade expecting it to change their Quicksilver One, but it converted their Savor into Quicksilver instead, and support refused to reverse the error across several calls.
Reddit · r/CapitalOne · Oct 25, 2026
NegativeSummary of a Reddit post
They have had ongoing fraud on their Quicksilver for weeks, with recurring charge attempts continuing through several replacement cards. Their card lock kept turning itself off and support could not block the merchant.
Reddit · r/CapitalOne · Oct 20, 2026
NegativeSummary of a Reddit post
They found their months-old Quicksilver declining at several merchants and then vanishing from the app. Support told them to call back later, and the card turned out to be closed over fraud and could not be reopened.
Reddit · r/CapitalOne · Jun 17, 2026
NegativeSummary of a Reddit post
They signed up for the Quicksilver and were told twice by support they would get the bonus, then later told they would not because the opening disclosure listed none, so they filed complaints.
Reddit · r/CapitalOne · May 23, 2026
NegativeSummary of a Reddit post
They found their Quicksilver and Venture X suddenly restricted after a returned payment, losing a large miles balance. Support cited unusual activity and said reinstatement was unlikely.
Reddit · r/personalfinance · Mar 31, 2026
NegativeSummary of a Reddit post
They carry a balance on their Quicksilver at a high APR and say Capital One's chatbot and a live agent both refused a reduced rate because of their high utilization. They describe struggling to pay it down.
Of the 279 reviews with a clear verdict, 35% are positive, 40% mixed and 25% negative. The praise mentioned most is low fees. The most common complaint is poor support.
The praise reviewers mention most: low fees (26 reviews), reliable (17 reviews) and easy to use (12 reviews). For example: They called Capital One to upgrade cards: one was moved to a Venture One and their Platinum was upgraded to a no-annual-fee Quicksilver.
The complaints reviewers mention most: poor support (22 reviews), account frozen (11 reviews) and buggy app (3 reviews). For example: Their first card, a Quicksilver, has been restricted for years after a job loss; they paid the debt in full but support would not reopen it or remove it from their app.
It's how well reviewed Capital One Quicksilver is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Cash-back card. Type: Flat-rate cash-back credit card. Fees: $0 annual fee. Rates & rewards: Unlimited 1.5% cash back on every purchase.
279 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.