Reddit · r/CapitalOne · Oct 16, 2026
MixedSummary of a Reddit comment
They use their Savor only for the high-rate entertainment purchases, but dislike that they cannot send the cash back straight into savings the way a Discover card allowed.
Capital One Savor Reviews
Ranked #2 in Cash-back cardsCash-back card
High cash back on dining, entertainment and groceries; a few report accounts closed unexplained.
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
What people mention
Common concerns
Topics grouped from customer reviews, with how many mention each; read the originals below.
Real customer experiences (166)
Add your reviewShowing 3 reviews mentioning great rewards Show all
Reddit · r/CapitalOne · Dec 29, 2025
MixedSummary of a Reddit post
They use their Savor for the cash back and pay it off every month, but their account is stuck with a low limit and a bucketed label, and they cannot get an increase after many months.
Reddit · r/CreditCards · Mar 2, 2026
MixedSummary of a Reddit comment
Now uses the Savor only for movie tickets, entertainment and as a card abroad.
Common questions about Capital One Savor
What do customers say about Capital One Savor?
Customers mostly love the high cash back on dining, entertainment, groceries and streaming, and it is often a most-used card, sometimes paired with the Venture X. The annual fee is worth it for heavy dining and entertainment spenders but not for everyone. A few report accounts closed or restricted without explanation.
Is Capital One Savor worth it?
Of the 166 reviews with a clear verdict, 76% are positive, 12% mixed and 12% negative. The praise mentioned most is great rewards. The most common complaint is poor support.
What do people like about Capital One Savor?
The praise reviewers mention most: great rewards (45 reviews), easy to use (5 reviews) and helpful support (5 reviews). For example: A really well-rounded card with 3% on nearly every major category and no annual fee, despite a low starting limit.
What are the most common complaints about Capital One Savor?
The complaints reviewers mention most: poor support (9 reviews), account frozen (2 reviews) and buggy app (1 review). For example: Account was closed after about two years for activity not consistent with expectations, after heavy entertainment spend.
What does the signal score of 86 mean?
It's how well reviewed Capital One Savor is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of Capital One Savor?
Category: Cash-back card. Type: Cash-back credit card. Fees: $0 annual fee. Rates & rewards: Unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services.
How does Capital One Savor rank?
#2 in Best-Reviewed Cash-Back Credit Cards 2026, ranked by real customer reviews.
Where do these Capital One Savor reviews come from?
166 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.