Chase Freedom Unlimited Reviews

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They put all their household spending on a Chase Freedom Unlimited and get a substantial amount back in cash rewards each year, noting a premium Amex fee would not meaningfully improve their bottom line.

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Branch offered the 300 dollar sub and 5 percent on gas and groceries with no credit check up front.

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Still has the CFU but rarely uses it since they have plenty of UR.

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Catch-all earning roughly 7,500 to 10,000 UR a month.

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Uses it for prescriptions but has largely replaced it with another card.

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Uses the CFU for regular non-category spend.

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Was the catch-all until switching to Robinhood Gold.

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Only card giving 3x on an online pharmacy; used to be catch-all.

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Signed up for the in-branch 5 percent gas and groceries offer.

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Was the catch-all until switching to Bilt Palladium.

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Got all their Paze credits on the Freedom Unlimited.

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Got the FU last month with a 250 dollar bonus.

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Gas 5 percent promo works at Costco pumps.

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Got the double cash back offer and it became a 3x catch-all card.

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In-branch CFU application got the 300 dollar bonus and 5 percent on gas and groceries.

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Gets the 5 percent points on gas and groceries even though the paperwork never mentioned it.

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In-branch offer of 5X on grocery and gas for a year still available.

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Branch pitched the card with 5 percent gas and groceries which showed up on transactions.

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Got it for the first-year 5 percent gas offer which has now ended.

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Moving catch-all to Fidelity because 1.5 percent is not enough points.

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Uses the CFU for nearly all non-category spend and racks up thousands of points a month.

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Uses it as the dining card but notes other no-fee cards earn 2 percent.

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The double-points promotion paid a 93,026 point bonus over 12 months.

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Got it to simplify the wallet; works well because physical card use is mostly restaurants.

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Uses the CFU as a catch-all within the Chase ecosystem.

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Used the CFU for prescriptions at Walgreens with a stacked bonus.

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Still uses it for most non-category spend despite 1.5x.

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Catch-all paired with the Sapphire Reserve, earning at least 2.25 cents per dollar.

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Good catch-all backup card paired with a Sapphire.

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Uses the FU as a backup where Amex is not accepted.

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Calls the FU an absolute powerhouse with the double cash back intro offer.

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Chose the FU for 3x on food as a college student.

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Prefers the FU over the Flex as a daily driver.

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In-branch CFU opened with the 300 dollar SUB and 5 percent offer active.

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In-branch 5 percent gas offer works at Costco and Sam's Club.

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In-branch 5 percent gas and grocery bonus posted after purchases.

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Puts all spend on the CFU to build points for flights.

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CFU is the primary card unless traveling.

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Earned over 200,000 points from the FU and Flex bonuses.

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Uses the CFU for every swipe except restaurants.

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Rarely used, mostly for drugstore purchases.

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Daily card in the Chase trifecta, with points transferred to Hyatt.

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A big home project payment earned over 100 dollars in cash back.

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Gets a lot of use mostly for dining at 3 percent.

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Uses it every 90 days for drugstores and when Chase offers appear.

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Uses CFU for most purchases; 1.5 percent is great and points worth it for travel.

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Got the FU just before the 5 percent groceries promo and the 200 dollar bonus.

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Chose the FU for 0 percent intro APR on a large purchase plus the bonus points.

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Values the CFU as roughly 2.7 percent cash back via United miles.

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The CFU came with an extra 1.5 percent cash back promotion for the first year.

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Puts all daily spend on the CFU and gets rewards checks every week.

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Hotel booking qualified for 10x pending points through the Ultimate Rewards portal.

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After product changing to the FU still got 5 percent category bonus plus 1.5 percent.

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First credit card, applied in branch, and calls the cash back amazing.

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Uses the FU for most spend then transfers points to the Reserve.

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Uses Freedom Unlimited for everything except Costco.

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Uses the CFU for out-of-category spending.

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Prefers to earn UR points; CFU gets general spend.

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Uses the CFU strictly for dining and does get 3 percent back.

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Was the primary card and still used for dining and hotel offers.