Cash-back card
How the signal works ↗Updated 12 NovCompare with Chase Freedom Unlimited
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 4 reviews mentioning buggy app Show all
Reddit · r/CreditCards · Jul 3, 2026
PositiveSummary of a Reddit post
They use the card for household expenses with utilities and streaming as 5% categories and recommend it highly, enjoying the intro 0% period. The only drawback is the US Bank app and portal, which they find poor.
Reddit · r/CreditCards · Jul 1, 2026
MixedSummary of a Reddit post
Uses it for 5% on internet and utilities, but purchases show 5% while pending and the reward amount and percentage drop to 1% once posted, leaving them unsure it is working properly.
Reddit · r/CreditCards · Apr 11, 2026
NegativeSummary of a Reddit post
They are considering dropping US Bank because of hassle: category selections made in the app did not register, so they lost several quarters of bonus earn, and the app later stopped showing their card.
Reddit · r/USbank · Jan 7, 2026
NegativeSummary of a Reddit post
A scheduled card payment showed as missed with no pending record, and resubmitting led to the payment being debited twice; weeks of calls brought conflicting answers about the refund, and interest charged in the meantime was later refunded.
Of the 91 reviews with a clear verdict, 67% are positive, 16% mixed and 16% negative. The praise mentioned most is great rewards. The most common complaint is hard to redeem.
The praise reviewers mention most: great rewards (49 reviews), easy to use (5 reviews) and low fees (4 reviews). For example: Calls the Cash+ a card you can age with and says earning 5% back on utility bills is their favorite bonus of all their cards.
The complaints reviewers mention most: hard to redeem (6 reviews), poor support (6 reviews) and buggy app (4 reviews). For example: They have used the Cash+ for years redeeming for cash, but are now told to redeem in fixed increments, leaving a small balance stuck in the account.
It's how well reviewed U.S. Bank Cash+ Visa Signature is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Cash-back card. Type: Choose-your-category cash-back credit card. Fees: No annual fee. Rates & rewards: 5% cash back on your first $2,000 in combined purchases each quarter in two categories you choose; 2% on one everyday category.
91 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.