Reddit · r/personalfinance · Nov 20, 2025
MixedSummary of a Reddit post
Finds Axos's app unreliable at loading account information and lacking Zelle, though customer service and rates compare well with big banks.
Real customer experiences (4)
Reddit · r/personalfinance · Oct 22, 2025
PositiveSummary of a Reddit post
Long-time Axos customer who cites no fees, early direct deposit, fast outgoing ACH transfers and no ATM fees, and credits customer service for backing them in card disputes.
Reddit · r/personalfinance · Dec 24, 2025
NegativeSummary of a Reddit post
Found that opening a simple Axos checking account took two weeks of repeated calls, and swore off online banks afterward.
Reddit · r/personalfinance · Apr 15, 2026
NegativeSummary of a Reddit post
Reports their Axos debit card stopping working for hours on multiple occasions while the account had money, with no explanation.
Common questions about Axos Rewards Checking
What are the specs of Axos Rewards Checking?
Category: Checking. Type: Online checking account. Fees: No monthly maintenance, balance, opening or overdraft fees. Rates & rewards: Up to 1.00% APY as of 2026-10-29.
Where do these Axos Rewards Checking reviews come from?
4 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.