Checking
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 2 reviews mentioning account frozen Show all
Reddit · r/CapitalOne · Mar 9, 2026
NegativeSummary of a Reddit post
They had their 360 Checking accounts, including family ones, closed after Zelle transfers were flagged as unusual or potential fraud, and the rep gave very little detail or a way to reverse the decision.
Reddit · r/CreditCards · Jul 26, 2022
NegativeSummary of a Reddit comment
After opening a Capital One checking account, it was restricted after every deposit, and support threatened to close it rather than help.
Of the 41 reviews with a clear verdict, 15% are positive, 15% mixed and 71% negative. The most common complaint is poor support.
The complaints reviewers mention most: poor support (9 reviews), slow transfers (8 reviews) and account frozen (1 review). For example: After opening a Capital One checking account, it was restricted after every deposit, and support threatened to close it rather than help.
It's how well reviewed Capital One 360 Checking is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Checking. Type: Online checking account. Fees: No monthly fees, no overdraft fees. Minimum: No minimum balance to open or keep.
41 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.