Compared from 299 real customer reviews
American Express Gold Card vs Ally Savings Account vs Citi Strata Premier
Side by side from 299 real reviews. Every count is the same as on each product’s page.
How the signal works
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
75 signal
107 reviews83 signal
170 reviews61 signal
22 reviewsIn short
Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.
Most customers are long-time customers who like the app, buckets, lack of fees and ATM fee reimbursement, and many praise the customer service.
Liked mostreviews mentioning it
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Specs
- Type
- Travel rewards charge card
- Fees
- $325 annual fee
- Rates & rewards
- 4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)
- Minimum
- Not listed
- Type
- Online high-yield savings account
- Fees
- No monthly maintenance fees
- Rates & rewards
- 3.20% APY across all balance tiers (as of Nov 5, 2026; variable)
- Minimum
- No minimum balance
- Type
- Travel rewards credit card
- Fees
- $95 annual fee
- Rates & rewards
- 10x points on hotels, car rentals and attractions via cititravel.com; 3x on air travel, other hotels, restaurants, supermarkets, gas and EV charging
- Minimum
- Not listed
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