Compared from 207 real customer reviews

American Express Gold Card vs Capital One 360 Performance Savings vs Chase Sapphire Preferred

Side by side from 207 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

75 signal

107 reviews

59 signal

23 reviews

75 signal

77 reviews

In short

Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.

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Customers value the Hyatt and airline transfer partners, primary rental car coverage and no foreign transaction fees, with the points often worth it for travel.

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Specs

Type
Travel rewards charge card
Fees
$325 annual fee
Rates & rewards
4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)
Minimum
Not listed
Type
Online high-yield savings account
Fees
No fees to open or keep the account
Rates & rewards
Not listed
Minimum
No minimum balance
Type
Travel rewards credit card
Fees
$95 annual fee
Rates & rewards
5x points on Chase Travel, 3x on dining
Minimum
Not listed

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products