Savings
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 5 reviews mentioning reliable Show all
Reddit · r/personalfinance · Jul 1, 2026
PositiveSummary of a Reddit comment
They have found Capital One solid for about six years, starting with credit cards and later moving their checking and high-yield savings over from SoFi. They do all their banking there and have no complaints.
Reddit · r/personalfinance · Jul 1, 2026
PositiveSummary of a Reddit comment
Has banked with Capital One for a while, moving from a card to the savings account and then checking, with no complaints. They say the savings rate follows the Fed and transfers with checking are instant both ways.
Reddit · r/personalfinance · Jul 1, 2026
PositiveSummary of a Reddit comment
Their move from Discover to Capital One took only a weekend. They were told not to start transfers from Thursday, and their funds were never inaccessible and all arrived in Capital One by Monday.
Reddit · r/personalfinance · Jul 1, 2026
PositiveSummary of a Reddit comment
Has used Capital One since it bought ING, their original online bank, and can count on one hand the issues they have had in over fifteen years.
Reddit · r/personalfinance · Jun 10, 2025
PositiveSummary of a Reddit comment
They have used Capital One's high-yield savings for years without an issue, and consider any high-yield savings account a good choice.
Of the 23 reviews with a clear verdict, 48% are positive, 17% mixed and 35% negative. The praise mentioned most is reliable. The most common complaint is rate dropped.
The praise reviewers mention most: reliable (5 reviews), easy to use (3 reviews) and fast transfers (1 review). For example: They have used Capital One's high-yield savings for years without an issue, and consider any high-yield savings account a good choice.
The complaints reviewers mention most: rate dropped (2 reviews) and poor support (1 review).
It's how well reviewed Capital One 360 Performance Savings is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Savings. Type: Online high-yield savings account. Fees: No fees to open or keep the account. Minimum: No minimum balance.
23 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.