Compared from 742 real customer reviews
CIT Platinum Savings vs American Express The Platinum Card from American Express vs Wealthfront Cash Account
Side by side from 742 real reviews. Every count is the same as on each product’s page.
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
56 signal
15 reviews87 signal
720 reviews52 signal
7 reviewsIn short
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Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.
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Liked mostreviews mentioning it
Watch forreviews mentioning it
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Specs
- Type
- Online tiered savings account
- Fees
- No account opening or monthly service fees
- Rates & rewards
- 3.75% APY on balances of $5,000 or more, 0.25% below, as of 2026-10-29
- Minimum
- $100 to open
- Type
- Premium travel rewards charge card
- Fees
- $895 annual fee
- Rates & rewards
- 5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel
- Minimum
- Not listed
- Type
- Cash account (program banks)
- Fees
- Zero account fees
- Rates & rewards
- 3.55% base APY as of 2026-10-01
- Minimum
- $1 minimum to open
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Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products