Compared from 260 real customer reviews

Citi Double Cash vs Discover it Cash Back vs Chase Freedom Flex

Side by side from 260 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

76 signal

147 reviews

65 signal

21 reviews

83 signal

92 reviews

In short

Simple flat-rate catch-all that many keep for years; the main gripe is Citi customer service.

Customers like it as a long-term main card, with easy rotating bonus categories that many activate and max out each quarter.

Rotating categories and stackable offers lift returns, though some find them a hassle to track.

Liked mostreviews mentioning it

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Specs

Type
Flat-rate cash-back credit card
Fees
No annual fee
Rates & rewards
2% cash back on purchases: 1% when you buy, 1% as you pay
Type
Rotating-category cash-back credit card
Fees
No annual fee
Rates & rewards
5% cash back in quarterly categories when you activate, up to the quarterly maximum; 1% on all other purchases
Type
Rotating-category cash-back credit card
Fees
$0 annual fee
Rates & rewards
5% cash back on up to $1,500 in rotating categories each quarter you activate

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products