Compared from 293 real customer reviews

Citi Double Cash vs Discover it Cash Back vs Wells Fargo Active Cash

Side by side from 293 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

76 signal

147 reviews

65 signal

21 reviews

81 signal

125 reviews

In short

Simple flat-rate catch-all that many keep for years; the main gripe is Citi customer service.

Customers like it as a long-term main card, with easy rotating bonus categories that many activate and max out each quarter.

Simple flat-rate catch-all with no annual fee and phone protection; redemption rules irk some.

Liked mostreviews mentioning it

Watch forreviews mentioning it

Specs

Type
Flat-rate cash-back credit card
Fees
No annual fee
Rates & rewards
2% cash back on purchases: 1% when you buy, 1% as you pay
Type
Rotating-category cash-back credit card
Fees
No annual fee
Rates & rewards
5% cash back in quarterly categories when you activate, up to the quarterly maximum; 1% on all other purchases
Type
Flat-rate cash-back credit card
Fees
$0 annual fee
Rates & rewards
Unlimited 2% cash rewards on purchases; 0% intro APR for 12 months on purchases and qualifying balance transfers

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products