Compared from 399 real customer reviews

Discover it Cash Back vs Chase Freedom Unlimited vs Citi Custom Cash

Side by side from 399 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

65 signal

21 reviews

82 signal

111 reviews

88 signal

267 reviews

In short

Customers like it as a long-term main card, with easy rotating bonus categories that many activate and max out each quarter.

Everyday catch-all often paired with a Sapphire card; some say it feels less competitive now.

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Specs

Type
Rotating-category cash-back credit card
Fees
No annual fee
Rates & rewards
5% cash back in quarterly categories when you activate, up to the quarterly maximum; 1% on all other purchases
Type
Cash-back credit card
Fees
$0 annual fee
Rates & rewards
1.5% or more on all purchases
Type
Cash-back credit card
Fees
Not listed
Rates & rewards
Not listed

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products