Compared from 1,402 real customer reviews

Xoom vs Merrill Edge Self-Directed vs Chase Sapphire Reserve

Side by side from 1,402 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

75% positive

4 reviews

67 signal

79 reviews

79 signal

1,319 reviews

In short

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Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

Liked mostreviews mentioning it

Watch forreviews mentioning it

Specs

Type
International money transfer (PayPal)
Fees
Fees vary by country, amount and payment method, shown before you send; Xoom also earns on currency exchange
Rates & rewards
Exchange rate shown upfront before you send
Minimum
Not listed
Type
Brokerage account
Fees
$0 online stock, ETF and option trades; no annual account fees (options contract and other fees may apply)
Rates & rewards
Not listed
Minimum
No balance minimums
Type
Premium travel rewards credit card
Fees
$795 annual fee
Rates & rewards
8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining
Minimum
Not listed

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products