Compared from 2,245 real customer reviews

YNAB vs Chase Sapphire Reserve vs Quicken Simplifi

Side by side from 2,245 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

81 signal

886 reviews

79 signal

1,319 reviews

59 signal

40 reviews

In short

Many customers say it changed how they handle money, with zero-based budgeting that is worth the subscription once learned.

Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

Customers' opinion is split.

Liked mostreviews mentioning it

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Specs

Type
Budgeting app
Fees
$109 a year (annual plan)
Rates & rewards
Not listed
Type
Premium travel rewards credit card
Fees
$795 annual fee
Rates & rewards
8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining
Type
Budgeting app
Fees
$6.99/month billed annually
Rates & rewards
Not listed

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products