Budgeting app
Customers' opinion is split.
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 7 reviews mentioning reliable Show all
Reddit · r/MonarchMoney · Aug 28, 2026
PositiveSummary of a Reddit comment
Switched from Quicken earlier this year after a 30-day parallel test, with no connectivity issues, big recent improvements such as better custom reporting, and a lower cost than Monarch.
Reddit · r/simplifimoney · Jan 13, 2026
PositiveSummary of a Reddit comment
Worth the cost, with the most stable account connections after trying Mint, Monarch and Empower; it has done some random glitches, and customer service has been decent on the few occasions needed.
Reddit · r/personalfinance · Feb 26, 2025
MixedSummary of a Reddit post
Worked well for searching transactions across accounts and tracking spending after Mint shut down, but the annual subscription price hike is too steep for basic tracking.
Reddit · r/mintuit · Nov 15, 2024
PositiveSummary of a Reddit comment
Closest replacement to Mint without forcing awkward category emojis, with time-saving categorization rules, sortable columns, and zero data quality issues compared to Monarch and Empower.
Reddit · r/MonarchMoney · Aug 27, 2026
MixedSummary of a Reddit comment
Bank connectivity works well, but the interface feels clunky, and it gets used constantly for managing a parent's finances.
Reddit · r/simplifimoney · Mar 12, 2026
PositiveSummary of a Reddit post
Two and a half months in, bank syncing with Chase, Fidelity, and a local bank is rock-solid, auto-categorization rules work well, and the Spending Plan tab cleanly separates recurring bills from variable budgets.
Reddit · r/quicken · Dec 7, 2024
PositiveSummary of a Reddit comment
Plays well with their Canadian financial institutions, whereas Quicken Classic worked with only one, so they may stick with Simplifi for 2025.
Customers' opinion is split. Some customers find it fast, consistent and good value for everyday transaction tracking, while others call it buggy, with unreliable account connections, wrong or missing transactions, and weak investment tracking. Several left for Monarch over limited budgeting methods and no rollover support.
Of the 40 reviews with a clear verdict, 35% are positive, 18% mixed and 48% negative. The praise mentioned most is reliable. The most common complaint is buggy app.
The praise reviewers mention most: reliable (7 reviews), easy to use (6 reviews) and low fees (2 reviews). For example: Plays well with their Canadian financial institutions, whereas Quicken Classic worked with only one, so they may stick with Simplifi for 2025.
The complaints reviewers mention most: buggy app (5 reviews), poor support (1 review) and slow transfers (1 review). For example: Launching the desktop app after a few weeks away showed duplicate account charges across last week's transactions.
It's how well reviewed Quicken Simplifi is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Budgeting app. Type: Budgeting app. Fees: $6.99/month billed annually.
40 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.