Schwab Intelligent Portfolios Reviews

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They switched to Schwab Intelligent Portfolios a month ago after growing tired of market swings and report a modest gain so far, along with much lower stress.

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They moved from stressful day trading to a max-risk Schwab Intelligent Portfolio, are up about 10 percent in three months, accept the cash holding as savings-like, and say they quite like it.

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They set their Schwab Intelligent Portfolio fairly aggressively and found it lost far less than the S&P 500 in a down quarter, calling it working as intended despite lagging in the prior year, and like its cash interest.

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They have held IRA money in Schwab Intelligent Portfolios Premium for years and found the yearly CFP review worthwhile, with minor but useful suggestions, even if the waits for appointments can be long.

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They opened a Schwab Intelligent Portfolio in 2019 aimed at a 2032 retirement and report solid average yearly returns after fees. They note the cash holding but simply set it and forget it.

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They opened IRA accounts for themselves and their young niece in Schwab Intelligent Portfolios, find it easy to add funds, and review quarterly or twice a year, seeing set-and-forget as ideal for the niece.

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They have held a less aggressive Schwab Intelligent Portfolio for nine years with strong yearly returns and a smaller drop in 2022 than the S&P 500, and value the free rebalancing and peace of mind.

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They have used Schwab Intelligent Portfolios for years in a taxable account as fire and forget with a moderate aggressive profile; it trails their other account slightly, but the cash sits in a decent money market.

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They opened a Schwab Intelligent Portfolio in 2024 at the highest risk after leaving other robo-advisors, could not convert those accounts and started over, but see it holding up well in dips and plan to grow it.

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They started using Schwab Intelligent Portfolios about 16 months ago with a tiny share of their portfolio, are up over 17 percent, and like the easy diversification into international and fixed income.

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They have been with Schwab Intelligent Portfolios since it launched and say it beats anything they built themselves, with automatic rebalancing and tax loss harvesting.

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They put roughly half of their non-IRA money in Schwab Intelligent Portfolios about five years ago as a test against their regular index account, and say it does quite well and handles taxes.

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They have used Schwab Intelligent Portfolios for about four years and like it, running several separate buckets each set to its own risk level.

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They hold one of their wife's IRAs in Schwab Intelligent Portfolios and are satisfied with the performance, calling it set-and-forget and not world beating but not badly lagging the market.

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They hold a global Schwab Intelligent Portfolios allocation in their IRA at roughly 82 percent stock and report it is up about 60 percent over the last three years.

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They hold three Schwab Intelligent Portfolios (taxable with tax loss harvesting, IRA rollover and Roth), tested several robo brands against each other, and picked Schwab mainly for quick phone support.

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They rolled a 401K into a Schwab Intelligent Portfolio in 2020, report strong growth since, and like that it handles rebalancing; the cash sweep suits them as they take distributions, and they are happy with it.

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They put Roth money for themselves and a spouse into very aggressive Schwab Intelligent Portfolios last fall and are surprisingly happy, with gains that beat most of their other investments over the period.

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They hold a Schwab Intelligent Portfolio alongside other ETFs and note that during the recent drop their Intelligent Portfolio is barely down while their other ETFs fell noticeably.

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They are very happy with Schwab Intelligent Portfolios, accept the cash held, and like answering risk questions and making a monthly deposit while Schwab handles the investing, since they lack time to manage markets.

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Started investing through the automated portfolio with small regular additions, and likes that it is automated while still learning about investing.

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They opened two Schwab Intelligent Portfolios on the free tier next to three regular brokerage accounts, and see it as a good option for diversification and tax loss harvesting, warning to check the bond allocation.

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They are quite happy with Schwab Intelligent Portfolios: easy once set up, low-fee ETFs, decent cash interest and good tax loss harvesting. Cons they note are forced cash in an IRA, annoying risk questions and no margin.

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They run part of their money in a Schwab Intelligent Portfolios account alongside a self-managed one, say it works fine with good reporting and active balancing, and rarely need to check on it.

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They have used Schwab Intelligent Portfolios for about six years in a taxable account plus a Roth robo IRA, at the highest risk setting, and call it a great fit since they do not have to think about it.

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They hold a roughly 70/30 stock and fixed income mix in Schwab Intelligent Portfolios, think the net expense beats other robo-advisors, and consider the cash portion fine, calling it a good product for its goals.

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They have used Schwab Intelligent Portfolios since their mid-twenties and call it a stress-free set-and-forget program, valuing tax loss harvesting in down years and the interest on the required cash.

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They are happy using Schwab Intelligent Portfolios in a taxable account with a moderately conservative mix, and like that tax loss harvesting and auto rebalancing remove manual work.

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They use Schwab Intelligent Portfolios with about half in stocks and say it is fine, tracking the market closely for no effort, and later reaffirm it works well for a casual investor.

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They run three Schwab Intelligent Portfolios accounts (Roth, rollover 401k and taxable with tax loss harvesting), like seeing it rebalance itself automatically, and find the underlying fund expense ratios low.

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They are happy with Schwab Intelligent Portfolios and tip that setting the retirement horizon far out, such as 50 years, changes how the portfolio rebalances the cash amount.

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They signed up for a small Schwab Intelligent Portfolios account and say their experience with it so far has been fine, with no complaints to report yet.

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They recommend Schwab Intelligent Portfolios and say that when they and their husband cannot decide what to buy, they just put the money in and let it work.

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They use the Global Aggressive Growth portfolio in Schwab Intelligent Portfolios with a monthly auto deposit, are doing well so far, and enjoy not having to think about rebalancing.

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They have used the aggressive US-focused Schwab Intelligent Portfolios for over four years with regular monthly contributions and recommend it for long term investors wanting a mix of passive and fundamental index ETFs.

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They keep a sizable portion in a fairly aggressive Schwab Intelligent Portfolio, and report a solid overall return so far.

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Finds the automated tax-loss harvesting the best benefit of Schwab Intelligent Portfolios, which they hold alongside a self-managed account.

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They hold a Schwab Intelligent Portfolios account in a regular brokerage and find it weathers downturns somewhat, drawing from it to fund dips.

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They are very happy with Schwab Intelligent Portfolios, valuing the convenience and having professionals handle the investing for them.