Robo-advisor
How the signal works ↗Updated 6 NovCompare with Wealthfront Automated Investing
Topics grouped from customer reviews, with how many mention each; read the originals below.
Reddit · r/personalfinance · Jul 3, 2026
PositiveSummary of a Reddit post
Has used Betterment since about 2015 and finds automatic tax-loss harvesting roughly covers the low fees on an entirely fire-and-forget account, though the fee grows with the balance.
Reddit · r/Bogleheads · Aug 6, 2026
PositiveSummary of a Reddit post
Likes Betterment's tools, ability to link other accounts for a net-worth snapshot, and tax-loss harvesting, though they lose more in fees than they would like.
Reddit · r/Bogleheads · Aug 23, 2025
NegativeSummary of a Reddit post
Signed up for Betterment Premium but does not feel they get much value from it and is moving to a Bogle-style portfolio.
Reddit · r/personalfinance · Jul 3, 2025
PositiveSummary of a Reddit post
Appreciates Betterment's UI that avoids market noise and the ease of automating deposits, and finds it performs as good as its benchmark even with fees.
Reddit · r/Schwab · Apr 18, 2025
PositiveSummary of a Reddit post
Likes Betterment's clean, simple platform that makes long-term boring investing easy, though they later moved investing accounts to an advisor via Schwab.
Reddit · r/personalfinance · Jan 16, 2025
PositiveSummary of a Reddit post
Finds Betterment's fees reasonably low given tax-loss harvesting, which they say has saved them significant money, on a very hands-off platform.
Reddit · r/Bogleheads · Nov 29, 2024
NegativeSummary of a Reddit post
After nine years, is pulling out of Betterment because diversification cost them gains versus US stocks and tax-loss harvesting matters less as the balance grows.
Reddit · r/Bogleheads · Aug 21, 2026
NegativeSummary of a Reddit post
Left Betterment after almost ten years because accumulated tax losses slowed with account maturity and the fees outweighed the benefit.
Reddit · r/Bogleheads · Apr 12, 2026
MixedSummary of a Reddit post
Transferred out of Betterment, saying it just buys popular index funds and charges a premium, though it was a low-friction way to get started.
Reddit · r/Bogleheads · Mar 31, 2026
PositiveSummary of a Reddit post
Has had Betterment for years, pays the fee for simplicity, and finds the interface user friendly with good core portfolio returns and a great HYSA.
Reddit · r/Bogleheads · Jan 29, 2026
MixedSummary of a Reddit post
Keeps a Betterment account as a deliberate fee-based tax to stop themselves from constantly tweaking their allocation, about 93% stocks.
Reddit · r/Bogleheads · Jan 29, 2026
MixedSummary of a Reddit post
Moved from Betterment to Vanguard in kind and cut a portfolio of over 20 funds down to under 6 afterward.
Reddit · r/Bogleheads · Jul 12, 2025
MixedSummary of a Reddit post
Transferred their Betterment taxable account in kind to Vanguard and ended up with 20+ stock ETFs and a tax-complex portfolio to simplify.
Reddit · r/Bogleheads · Jun 13, 2025
NegativeSummary of a Reddit post
Liquidated Betterment and Acorns after outgrowing them, citing relatively high fees on top of ETF fees and taxable events from rebalancing and tax-loss harvesting.
Reddit · r/Bogleheads · Jan 3, 2025
NegativeSummary of a Reddit post
Using Betterment and Wealthfront for years, no longer thinks the 0.25% fee is worth it as their portfolio grew and tax-loss harvesting no longer makes up for it.
Reddit · r/personalfinance · Jul 3, 2026
PositiveSummary of a Reddit post
Uses Betterment and is happy with its simplicity.
Reddit · r/Bogleheads · May 5, 2026
NegativeSummary of a Reddit post
Feels they were cajoled into Betterment's tax-loss-harvesting portfolio and now holds large unrealized gains, with little more harvesting possible and a messy portfolio to exit.
Reddit · r/Bogleheads · Apr 13, 2026
NegativeSummary of a Reddit post
Says Betterment raised its fee from 0.15% to 0.25% and left them with 8 funds that are hard to rebalance after transferring out.
Reddit · r/Bogleheads · Mar 26, 2026
NegativeSummary of a Reddit post
Closed their Betterment accounts long ago because they were tired of the underperformance.
Reddit · r/Bogleheads · Mar 26, 2026
PositiveSummary of a Reddit post
Has added to a Betterment account weekly since 2018 with a 90/10 allocation.
Reddit · r/Bogleheads · Jan 1, 2026
NegativeSummary of a Reddit post
Regrets an ACATS transfer from Betterment to Fidelity because Betterment charged a $75 outbound fee and Fidelity would not reimburse it.
Reddit · r/fidelityinvestments · Dec 24, 2025
PositiveSummary of a Reddit post
Likes Betterment's auto-rebalancing and automatic tax-loss harvesting, finding it better than rebalancing a large self-managed portfolio at Fidelity.
Reddit · r/Schwab · Mar 5, 2025
NegativeSummary of a Reddit post
Left Betterment after it locked their account for international travel on the day they were heading to the airport.
Reddit · r/personalfinance · Jan 16, 2025
PositiveSummary of a Reddit post
Started automatic investing with Betterment because they liked its UI and had been recommended ETFs by someone in finance.
Reddit · r/Bogleheads · Jan 12, 2025
PositiveSummary of a Reddit post
Uses Betterment for its goals and buckets system, finding it very simple since it auto-invests into every bucket with no thought needed.
Reddit · r/Bogleheads · Dec 16, 2024
PositiveSummary of a Reddit post
Added Betterment recently and likes its buckets capability for budget planning.
Of the 26 reviews with a clear verdict, 46% are positive, 15% mixed and 38% negative. The praise mentioned most is easy to use. The most common complaint is account frozen.
The praise reviewers mention most: easy to use (10 reviews), low fees (2 reviews) and reliable (1 review). For example: Started automatic investing with Betterment because they liked its UI and had been recommended ETFs by someone in finance.
The complaints reviewers mention most: account frozen (1 review) and hidden fees (1 review). For example: Left Betterment after it locked their account for international travel on the day they were heading to the airport.
It's how well reviewed Betterment Investing is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Robo-advisor. Type: Robo-advisor. Fees: $5/month, or 0.25% a year with $24K+ balance or $200+ monthly recurring deposit. Minimum: No minimum balance.
26 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.