Robo-advisor
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 5 reviews mentioning low fees Show all
Reddit · r/Schwab · Aug 2, 2025
PositiveSummary of a Reddit comment
They have held a less aggressive Schwab Intelligent Portfolio for nine years with strong yearly returns and a smaller drop in 2022 than the S&P 500, and value the free rebalancing and peace of mind.
Reddit · r/Schwab · Sep 22, 2025
PositiveSummary of a Reddit comment
They are quite happy with Schwab Intelligent Portfolios: easy once set up, low-fee ETFs, decent cash interest and good tax loss harvesting. Cons they note are forced cash in an IRA, annoying risk questions and no margin.
Reddit · r/Schwab · Sep 21, 2025
PositiveSummary of a Reddit comment
They hold a roughly 70/30 stock and fixed income mix in Schwab Intelligent Portfolios, think the net expense beats other robo-advisors, and consider the cash portion fine, calling it a good product for its goals.
Reddit · r/Schwab · Sep 20, 2025
PositiveSummary of a Reddit comment
They have used Schwab Intelligent Portfolios since their mid-twenties and call it a stress-free set-and-forget program, valuing tax loss harvesting in down years and the interest on the required cash.
Reddit · r/Schwab · Jul 23, 2025
PositiveSummary of a Reddit comment
They run three Schwab Intelligent Portfolios accounts (Roth, rollover 401k and taxable with tax loss harvesting), like seeing it rebalance itself automatically, and find the underlying fund expense ratios low.
Of the 83 reviews with a clear verdict, 47% are positive, 25% mixed and 28% negative. The praise mentioned most is easy to use. The most common complaint is rate dropped.
The praise reviewers mention most: easy to use (22 reviews), low fees (6 reviews) and helpful support (5 reviews). For example: They are very happy with Schwab Intelligent Portfolios, valuing the convenience and having professionals handle the investing for them.
The complaints reviewers mention most: rate dropped (4 reviews) and hard to cancel (2 reviews). For example: Six years on the highest risk setting still feels overly conservative and forces an 8% cash allocation, delivering underwhelming returns.
It's how well reviewed Schwab Intelligent Portfolios is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Robo-advisor. Type: Robo-advisor. Fees: No advisory fee and no commissions. Minimum: Invest with as little as $5,000.
83 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.