Robo-advisor
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Showing 1 review mentioning hidden fees Show all
Reddit · r/personalfinance · Aug 19, 2026
NegativeSummary of a Reddit post
They paid a monthly fee for Vanguard Digital Advisor on their 401k for a decade, mostly set-and-forget, and only recently noticed how large the fee had grown. They are now leaning toward cancelling and using a target date fund.
Of the 11 reviews with a clear verdict, 27% are positive, 45% mixed and 27% negative. The praise mentioned most is easy to use. The most common complaint is buggy app.
The praise reviewers mention most: easy to use (2 reviews), low fees (2 reviews) and easy to cancel (1 review). For example: They have a brokerage account in Vanguard Digital Advisor and noted that enrolling or unenrolling is easy to do right from the dashboard, unlike the difficulty they ran into leaving Fidelity Go.
The complaints reviewers mention most: buggy app (1 review), hard to cancel (1 review) and hidden fees (1 review).
It's how well reviewed Vanguard Digital Advisor is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Robo-advisor. Type: Robo-advisor. Fees: $0 advisory fees for the first 90 days; about $15–$16 a year per $10K in an all-index portfolio after that. Minimum: $100 in each Vanguard Brokerage Account to enroll ($5 for eligible 401(k) accounts).
11 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.