TurboTax Online

TurboTax Online Reviews

Tax software

Users value TurboTax Online for convenience, since it imports forms from banks and brokerages and handles quirky returns.

56Signal
15% positive
303reviews
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The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

Updated 12 NovCompare with TaxSlayer

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What people mention

Topics grouped from customer reviews, with how many mention each; read the originals below.

Real customer experiences (303)

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Reddit · r/tax · Mar 15, 2026

Negative

Summary of a Reddit post

With W-2 and self-employment income, TurboTax was never actually free for seven years and the price became ridiculous, so they switched to FreeTaxUSA.

Reddit · r/personalfinance · Feb 12, 2026

Negative

Summary of a Reddit comment

Says TurboTax has for several years doubled healthcare premiums in the preview and filing, a known issue not yet fixed.

Reddit · r/tax · May 20, 2026

Negative

Summary of a Reddit comment

TurboTax never sent their payment to the IRS or state; they got letters and hurt credit, and TurboTax would reimburse only penalties.

Reddit · r/tax · May 8, 2026

Negative

Summary of a Reddit comment

TurboTax full-service accountant messed up their taxes, leaving a large bill years later, and refused to give a last name.

Reddit · r/tax · Apr 24, 2026

Negative

Summary of a Reddit comment

Stuck in a loop for 20 days with over 15 hours on calls; TurboTax admitted a filing mistake but said it could not amend or return the money.

Reddit · r/tax · Apr 9, 2026

Negative

Summary of a Reddit comment

Declined every upgrade only to see Deluxe at the end; switching products returned it to free and they declined the paid fast-deposit options.

Reddit · r/tax · Apr 8, 2026

Negative

Summary of a Reddit comment

TurboTax's 1099-DIV import listed the form but failed to add it to the investment income total, making the refund look better than it should until the form was re-entered manually.

Reddit · r/personalfinance · Apr 7, 2026

Negative

Summary of a Reddit post

A part-time student used TurboTax for years, but at the very end it demanded a Deluxe package with a large charge that would also be taken from the refund, with no way to back out.

Reddit · r/personalfinance · Apr 7, 2026

Negative

Summary of a Reddit comment

Says TurboTax counts a California parental leave payment twice alongside unemployment, a known bug for years that FreeTaxUSA does not have.

Reddit · r/personalfinance · Apr 6, 2026

Negative

Summary of a Reddit comment

Increasingly annoyed by TurboTax's business model, rising cost, backsliding quality, poor customer service and constant upselling.

Reddit · r/tax · Apr 1, 2026

Negative

Summary of a Reddit comment

Told a small fee would be taken from the federal refund but a much larger amount was taken.

Reddit · r/tax · Mar 31, 2026

Negative

Summary of a Reddit comment

After eight years TurboTax moved them to an upgraded product they never selected, and refused to reimburse the difference.

Reddit · r/tax · Mar 28, 2026

Negative

Summary of a Reddit comment

Spent a week unable to correct TurboTax's errors importing their IRA 1099s, including a huge ordinary loss shown three times, and no longer trusts it.

Reddit · r/tax · Mar 25, 2026

Negative

Summary of a Reddit comment

Their advisor disappeared, the next one will not respond despite multiple escalations, so Full Service is no service.

Reddit · r/tax · Mar 21, 2026

Negative

Summary of a Reddit post

Quoted $205 for federal and state on TurboTax's DIY Premium tier, versus a small fraction of that on FreeTaxUSA for the same return.

Reddit · r/tax · Mar 16, 2026

Negative

Summary of a Reddit comment

Used TurboTax as in prior years but was charged about $100 in processing fees at the very end, which had not happened before and was not disclosed until filing was done.

Reddit · r/tax · Mar 16, 2026

Negative

Summary of a Reddit comment

Used TurboTax for over a decade, always advertised as free yet never once able to file for free, and moved to FreeTaxUSA.

Reddit · r/personalfinance · Mar 13, 2026

Negative

Summary of a Reddit comment

TurboTax twice said brokerage forms were available and then they were not, so they moved to FreeTaxUSA for much less.

Reddit · r/tax · Mar 10, 2026

Negative

Summary of a Reddit comment

With a basic one-W-2 return and eight years with TurboTax, spent an hour and was then hit with a large bill and no free option.

Reddit · r/tax · Mar 9, 2026

Negative

Summary of a Reddit comment

Their fee roughly doubled with the same tax scenario and no expert use, and customer service only offered a discount code.

Reddit · r/tax · Mar 7, 2026

Negative

Summary of a Reddit comment

Third year with TurboTax was a disaster: glitches, shifting fee quotes, an overcharge that took weeks to refund, and experts giving conflicting answers.

Reddit · r/tax · Feb 28, 2026

Negative

Summary of a Reddit comment

Found TurboTax had a subset of entries not feeding into the total three years ago, which was fixed but shook their faith.

Reddit · r/tax · Feb 27, 2026

Negative

Summary of a Reddit comment

TurboTax showed a discount for a low fee but the bill came to much more, and the refund request was denied after they paid.

Reddit · r/tax · Feb 25, 2026

Negative

Summary of a Reddit comment

Thought they declined all the upgrade requests but TurboTax tricked them into paying an extra amount for federal; switching after many years.

Reddit · r/tax · Feb 18, 2026

Negative

Summary of a Reddit comment

Says TurboTax charges for e-filing, direct deposit, federal and state, plus a new five-day-early deposit fee, ending with a large total.

Reddit · r/tax · Feb 17, 2026

Negative

Summary of a Reddit comment

Long-time desktop TurboTax user could not run it without Windows 11, and TurboTax Online charged much more, so they moved to FreeTaxUSA.

Reddit · r/tax · Feb 16, 2026

Negative

Summary of a Reddit comment

TurboTax had a frustrating error calculating part-year resident state tax on exempt Treasury interest, so they switched to OLT and FreeTaxUSA.

Reddit · r/tax · Feb 15, 2026

Negative

Summary of a Reddit comment

TurboTax 2025 does not import capital gains, interest and dividend data from financial institutions, and customer service shrugged and advised manual input.

Reddit · r/tax · Feb 13, 2026

Negative

Summary of a Reddit comment

Feels price-gouged by TurboTax prices rising through the year after missing the sale.

Reddit · r/personalfinance · Feb 13, 2026

Negative

Summary of a Reddit comment

TurboTax filled garbage on a K-1 with no edit option, blocking e-file until removed, and now they must amend.

Reddit · r/personalfinance · Feb 13, 2026

Negative

Summary of a Reddit comment

Updating business income in TurboTax showed the new amount but the old one in the summary, and the 1040 sheet lacked business income.

Reddit · r/tax · Feb 8, 2026

Negative

Summary of a Reddit comment

TurboTax Online showed an item that did not apply to them and would not let them complete the return; the only help offered was a paid support fee.

Reddit · r/tax · Feb 3, 2026

Negative

Summary of a Reddit comment

TurboTax was awful when their employment got complicated and made them look like they owed a lot; FreeTaxUSA fixed it.

Reddit · r/tax · Feb 3, 2026

Negative

Summary of a Reddit comment

Former TurboTax contractor says it has had the same awful glitches for years with workarounds found on message boards.

Reddit · r/tax · Jan 31, 2026

Negative

Summary of a Reddit comment

Says TurboTax is buggy on state returns, putting wrong values in wrong spots and duplicating capital gains, getting them audited twice.

Reddit · r/tax · Jul 19, 2025

Negative

Summary of a Reddit comment

An 84-year-old was told taxes were filed when they were not and got only AI and runaround from TurboTax support.

Reddit · r/tax · Apr 22, 2025

Negative

Summary of a Reddit comment

Return was rejected repeatedly and support could not fix it; the local IRS resolved it, and TurboTax denied the refund request after three weeks.

Reddit · r/tax · Apr 19, 2025

Negative

Summary of a Reddit comment

Says TurboTax makes the free option confusing so people accidentally pick the paid one, with no going back without a new account.

Reddit · r/tax · Apr 15, 2025

Negative

Summary of a Reddit comment

After ten years of filing free, TurboTax tried to charge a fee this year, offered only small voucher credits, and lost a long-time customer.

Reddit · r/personalfinance · Apr 8, 2025

Negative

Summary of a Reddit comment

TurboTax wanted a high price per family member; FreeTaxUSA was free in all those situations.

Reddit · r/personalfinance · Apr 5, 2025

Negative

Summary of a Reddit comment

A CPA says TurboTax wanted a fee for a Schedule D with a tiny loss and they never went back.

Reddit · r/personalfinance · Apr 5, 2025

Negative

Summary of a Reddit comment

Paid extra for years for student loan forms that FreeTaxUSA said did not even affect their taxes.

Reddit · r/personalfinance · Apr 4, 2025

Negative

Summary of a Reddit comment

TurboTax required scrolling through a blank white screen after every question to click next, for two hours, so they switched.

Reddit · r/personalfinance · Apr 4, 2025

Negative

Summary of a Reddit comment

After a decade, TurboTax gave conflicting AI guidance, messed up a Roth rollover and charged unnecessary fees.

Reddit · r/tax · Apr 1, 2025

Negative

Summary of a Reddit comment

Found TurboTax had automatically applied a credit they did not qualify for, and that it would still have cost more than FreeTaxUSA after fees.

Reddit · r/tax · Mar 14, 2025

Negative

Summary of a Reddit comment

Four hours with a TurboTax software error that made filing impossible, a refund request denied after being charged, then FreeTaxUSA took under 30 minutes.

Reddit · r/tax · Mar 1, 2025

Negative

Summary of a Reddit comment

Was matched with an expert in a different time zone who knew nothing about their situation, so they cancelled and used a local preparer.

Reddit · r/personalfinance · Feb 28, 2025

Negative

Summary of a Reddit comment

Dedicated TurboTax user for years, but this year it pushed Premier without reason and forced a data-sharing screen, so they mirrored with FreeTaxUSA and are leaving.

Reddit · r/personalfinance · Feb 27, 2025

Negative

Summary of a Reddit comment

Everything was completed until the very end, then TurboTax demanded over a hundred to continue with no way out of premium.

Reddit · r/tax · Feb 24, 2025

Negative

Summary of a Reddit comment

Used TaxAct and TurboTax free filing until they started charging for everything but the most basic return.

Reddit · r/tax · Feb 21, 2025

Negative

Summary of a Reddit comment

TurboTax self-employment return was rejected and they were told to wait a week and refile, without being warned of the issue.

Reddit · r/tax · Feb 11, 2025

Negative

Summary of a Reddit comment

Paid for an expert who hmm-ed for 30 minutes and never called back, then a second expert gave wrong IRA advice contradicted by the software itself; moved to H&R Block.

Reddit · r/tax · Feb 4, 2025

Negative

Summary of a Reddit comment

Used TurboTax for four years with a simple return and felt it took far too much money, paying a hundred or two every year.

Reddit · r/tax · Jan 29, 2025

Negative

Summary of a Reddit comment

Used the five-day-early option and got a message TurboTax would not charge the fee, then the deposit did not arrive on the IRS date and the receipt vanished.

Reddit · r/tax · Jan 29, 2025

Negative

Summary of a Reddit comment

Spent about 40 minutes on the phone with TurboTax and had to explain to the Tier 2 rep how TurboTax receives its fee payment.

Reddit · r/tax · Jan 26, 2025

Negative

Summary of a Reddit comment

TurboTax said they owed a couple thousand but an accountant found they were actually owed money.

Reddit · r/tax · Jan 3, 2025

Negative

Summary of a Reddit comment

After 31 years, says TurboTax pricing is outrageous, the software gets worse every year, and it keeps pushing prompts to pay more.

Reddit · r/tax · Apr 28, 2026

Negative

Summary of a Reddit comment

TurboTax listed high filing fees plus extra fees to pay from the refund and for early deposit, totaling a very high price.

Reddit · r/tax · Apr 19, 2026

Negative

Summary of a Reddit comment

Spent 45 minutes on the phone seeking a downgrade and refund and was put on hold and hung up on by billing.

Reddit · r/tax · Apr 16, 2026

Negative

Summary of a Reddit comment

Thought they were in the free version but at the file step it was suddenly a high charge.

Reddit · r/tax · Apr 16, 2026

Negative

Summary of a Reddit comment

Live support promised on the Premier package gave them an AI bot and a long callback wait.

Reddit · r/personalfinance · Apr 14, 2026

Negative

Summary of a Reddit comment

Found the questions confusing and bank and investment data would not transfer correctly despite many attempts; also had a third party take part of an earlier refund.

Reddit · r/tax · Apr 12, 2026

Negative

Summary of a Reddit comment

Declined every expert upgrade prompt and was still charged as if they had accepted.

Reddit · r/tax · Apr 11, 2026

Negative

Summary of a Reddit comment

Always filed free, then was hit with an unexpected large bill at the end this year and would have to redo everything elsewhere.

Reddit · r/tax · Apr 11, 2026

Negative

Summary of a Reddit comment

Hit known TurboTax Desktop Premier bugs, including forgetting filing status and showing a zero refund while still allowing e-file.

Reddit · r/tax · Apr 10, 2026

Negative

Summary of a Reddit post

Calls TurboTax the most expensive with nothing better, and two different reps both gave bad information, so they hung up and figured it out themselves; used FreeTaxUSA for six years before.

Reddit · r/tax · Apr 10, 2026

Negative

Summary of a Reddit comment

Had to wait almost a month for TurboTax to update a fairly simple form.

Reddit · r/tax · Apr 10, 2026

Negative

Summary of a Reddit comment

Says TurboTax's question explanations are poor and its advisory upcharge gives it an incentive to keep questions obtuse; uses ChatGPT to decode them.

Reddit · r/tax · Apr 10, 2026

Negative

Summary of a Reddit comment

After positive past experiences, this year a rep promised a callback that never came and the second rep seemed confused about a W-2C.

Reddit · r/personalfinance · Apr 9, 2026

Negative

Summary of a Reddit comment

Long-time TurboTax user whose documents did not import or scan correctly and who spoke with five professionals who could not answer basic questions.

Reddit · r/tax · Apr 9, 2026

Negative

Summary of a Reddit comment

Was forced to pay for expert assist they did not use because of an HSA.

Reddit · r/personalfinance · Apr 7, 2026

Negative

Summary of a Reddit comment

Found some TurboTax sections purposefully confusing so that people call and get pushed into upgraded advice.

Reddit · r/personalfinance · Apr 7, 2026

Negative

Summary of a Reddit comment

TurboTax charged a large amount even though they only clicked the free options, after using it since 2005.

Reddit · r/personalfinance · Apr 7, 2026

Negative

Summary of a Reddit comment

Was prompted to upgrade more often than before even in a version already paid for at Costco with a simple return.

Reddit · r/tax · Apr 6, 2026

Negative

Summary of a Reddit comment

Found the free version only with difficulty after repeated upgrade prompts and says it is their last time.

Reddit · r/personalfinance · Apr 5, 2026

Negative

Summary of a Reddit post

After years of seamless TurboTax use, the refund-delivery step looped back to the same page after six tries.

Reddit · r/tax · Apr 3, 2026

Negative

Summary of a Reddit comment

TurboTax imported a W-2 Box 14 plan number as a dollar amount, inflating itemized deductions until they changed it to zero.

Reddit · r/tax · Apr 3, 2026

Negative

Summary of a Reddit comment

TurboTax showed itemized deductions far above their actual SALT, and several calls could not explain the discrepancy.

Reddit · r/tax · Apr 1, 2026

Negative

Summary of a Reddit comment

Expert assist activated unnoticed and they were charged a large amount that would not be reversed.

Reddit · r/tax · Apr 1, 2026

Negative

Summary of a Reddit comment

The full-service preparer changed their income on submission, wiping out the refund, and TurboTax could not tell which preparer did it for the amendment.

Reddit · r/tax · Apr 1, 2026

Negative

Summary of a Reddit comment

Added an expert-advice fee they never used on a free-file return, and support said it cannot be removed.

Reddit · r/tax · Mar 29, 2026

Negative

Summary of a Reddit comment

TurboTax Expert gave an inaccurate assessment that would have caused a large overpayment, and the guarantee fine print does not cover poor advice.

Reddit · r/tax · Mar 24, 2026

Negative

Summary of a Reddit comment

TurboTax took its fee from the state refund and, as a result, the federal refund is being mailed instead of direct deposited.

Reddit · r/tax · Mar 22, 2026

Negative

Summary of a Reddit post

TurboTax recommended itemizing for a figure that made no sense compared to FreeTaxUSA's standard deduction, with no breakdown shown in the free version.

Reddit · r/tax · Mar 17, 2026

Negative

Summary of a Reddit comment

Declined the add-on but TurboTax did not show the total until they filed, and they are done with it.

Reddit · r/tax · Mar 17, 2026

Negative

Summary of a Reddit comment

TurboTax demanded a very expensive federal package with no easy way to change it, after eight years, so they gave up.

Reddit · r/tax · Mar 16, 2026

Negative

Summary of a Reddit comment

TurboTax was going to cost far more just to submit than FreeTaxUSA, with a charge now to pay fees from the refund.

Reddit · r/tax · Mar 16, 2026

Negative

Summary of a Reddit comment

After thirty years, TurboTax presented Expert Assist they never used and demanded a large charge at the end, with the only way out being to delete everything; FreeTaxUSA results matched.

Reddit · r/tax · Mar 16, 2026

Negative

Summary of a Reddit comment

Switched two years ago, found it easier than expected, and calls TurboTax a scam.

Reddit · r/personalfinance · Mar 15, 2026

Negative

Summary of a Reddit comment

TurboTax wanted over a hundred dollars to include a Robinhood account with no real gains, so they moved to FreeTaxUSA.

Reddit · r/tax · Mar 15, 2026

Negative

Summary of a Reddit comment

Started with Start for Free but saw a charge of fifty dollars on a small refund, fixed by switching products to downgrade.

Reddit · r/tax · Mar 15, 2026

Negative

Summary of a Reddit post

Started with TurboTax this year and found it slow, buggy, and nonstop pushing Deluxe and Pro packages costing hundreds of dollars.

Reddit · r/personalfinance · Mar 14, 2026

Negative

Summary of a Reddit comment

Says TurboTax is getting worse each year with wrong age prompts, errors flagged that it used to fill itself, slow 1099 entry and constant online nagging.

Reddit · r/personalfinance · Mar 14, 2026

Negative

Summary of a Reddit comment

The assigned expert did not know the school tax rules and set the wrong county, and they cannot amend without that agent.

Reddit · r/personalfinance · Mar 14, 2026

Negative

Summary of a Reddit comment

Paid for audit defense, then the software duplicated imported bank data, helpers said it looked fine, and an audit followed.

Reddit · r/personalfinance · Mar 13, 2026

Negative

Summary of a Reddit post

Chose Full Service when stuck 90% through, was charged immediately and lost access to their completed work, which went to a contractor expert who just asked questions.

Reddit · r/tax · Mar 9, 2026

Negative

Summary of a Reddit comment

Had to pay before completing filing, tried to cancel and redo, but the card was charged and support could not reverse it.

Reddit · r/tax · Mar 5, 2026

Negative

Summary of a Reddit comment

Spent over six hours on the phone with a professional-service expert who seemed to read from the software and eventually implied he was unqualified.

Reddit · r/tax · Mar 1, 2026

Negative

Summary of a Reddit comment

A CPA says TurboTax gave incorrect outputs on their complicated personal return that could not be fixed, so they moved to FreeTaxUSA.

Reddit · r/tax · Mar 1, 2026

Negative

Summary of a Reddit comment

TurboTax was late getting the proper EV credit forms, forcing them to wait to file, and they moved to FreeTaxUSA.

Reddit · r/tax · Feb 27, 2026

Negative

Summary of a Reddit comment

Expert filing price jumped from year to year and the final quote did not match what was advertised or promised on the phone.

Reddit · r/personalfinance · Feb 25, 2026

Negative

Summary of a Reddit comment

Got contradictory penalty messages, no prompt to enter all 1099s, and a TurboTax expert who lacked experience with their situation.

Reddit · r/tax · Feb 22, 2026

Negative

Summary of a Reddit comment

TurboTax pushed a prepaid card and other costly extras, so they stopped using it for FreeTaxUSA.

Reddit · r/tax · Feb 21, 2026

Negative

Summary of a Reddit comment

TurboTax could not communicate with Credit Karma so their accepted return did not show, costing the advance, and each party blamed the others.

Reddit · r/tax · Feb 21, 2026

Negative

Summary of a Reddit comment

Their expert had a baby screaming in the background, made them repeat completed steps, and refused to answer questions.

Reddit · r/tax · Feb 16, 2026

Negative

Summary of a Reddit comment

Does not recommend the online version, finding it complicated and less flexible than the desktop version.

Reddit · r/personalfinance · Feb 16, 2026

Negative

Summary of a Reddit comment

TurboTax wrongly said they owed a large amount and disallowed a deduction; H&R Block produced a refund.

Reddit · r/personalfinance · Feb 15, 2026

Negative

Summary of a Reddit comment

TurboTax calculated a refund lower than other software and charged higher fees, so they stopped comparing.

Reddit · r/personalfinance · Feb 14, 2026

Negative

Summary of a Reddit comment

TurboTax checked the wrong box on a Wisconsin part-time residency form, and support insisted it was not a bug.

Reddit · r/tax · Feb 13, 2026

Negative

Summary of a Reddit post

TurboTax said an expert was already included, then forced the pricier Expert Assist version after a useless chat unless they cleared everything and started over.

Reddit · r/tax · Feb 13, 2026

Negative

Summary of a Reddit comment

Even the top protection tier gave no real assistance, the return was wrong, and H&R Block amended it.

Reddit · r/personalfinance · Feb 13, 2026

Negative

Summary of a Reddit comment

Realized TurboTax had incorrectly filled out their return for five years and must now mail in corrections.

Reddit · r/personalfinance · Feb 13, 2026

Negative

Summary of a Reddit comment

TurboTax miscalculated a credit and said they owed more than they did, so they switched to FreeTaxUSA.

Reddit · r/personalfinance · Feb 13, 2026

Negative

Summary of a Reddit comment

After twenty years, found serious flaws checking a 1099 calculation and spent over three hours on the phone without a legitimate answer; this is their last year.

Reddit · r/personalfinance · Feb 13, 2026

Negative

Summary of a Reddit comment

TurboTax checked a box in 2021 that should not have been checked, costing them a large bill plus interest and penalties.

Reddit · r/personalfinance · Feb 13, 2026

Negative

Summary of a Reddit comment

Found minor mistakes in TurboTax before and saved by filing on paper.

Reddit · r/personalfinance · Feb 13, 2026

Negative

Summary of a Reddit comment

Says TurboTax does not carry the math correctly for complicated K-1s.

Reddit · r/personalfinance · Feb 13, 2026

Negative

Summary of a Reddit comment

Found a TurboTax bug that doubled a 1099-INT interest amount.

Reddit · r/personalfinance · Feb 12, 2026

Negative

Summary of a Reddit post

Senior couple's TurboTax would only apply half of the enhanced senior deduction; after rechecking every input and over three hours on the phone with support there was no resolution.

Reddit · r/personalfinance · Feb 12, 2026

Negative

Summary of a Reddit comment

Dumped TurboTax over the same premium issue; they spent ages on the phone before TurboTax agreed to a refund.

Reddit · r/personalfinance · Feb 12, 2026

Negative

Summary of a Reddit comment

In 2009 TurboTax printed the wrong documents for a home sale and the promised lifetime free TurboTax lasted one year.

Reddit · r/personalfinance · Feb 12, 2026

Negative

Summary of a Reddit comment

After a house sale TurboTax kept losing entered numbers and created hidden duplicate schedules with a huge liability; support only helped several calls in.

Reddit · r/personalfinance · Feb 12, 2026

Negative

Summary of a Reddit comment

Makes them nervous that TurboTax releases updates after filing.

Reddit · r/personalfinance · Feb 12, 2026

Negative

Summary of a Reddit comment

Sees weirdness this year with multiple UI changes and trouble pulling 1099 upload data correctly.

Reddit · r/personalfinance · Feb 12, 2026

Negative

Summary of a Reddit comment

Got IRS collection letters years later for all three years they used TurboTax.

Reddit · r/tax · Feb 10, 2026

Negative

Summary of a Reddit comment

TurboTax offered only card payment, the chat said there was a processing fee, and a call about it ended in a disconnection.

Reddit · r/tax · Feb 6, 2026

Negative

Summary of a Reddit comment

TurboTax tried to charge a lot for having more forms considered complicated, so they moved to FreeTaxUSA.

Reddit · r/tax · Feb 5, 2026

Negative

Summary of a Reddit comment

TurboTax waited until the very end to reveal fees even though they clicked no on state taxes.

Reddit · r/tax · Feb 3, 2026

Negative

Summary of a Reddit comment

TurboTax forces the Deluxe version for an HSA or itemizing, hiding required forms behind a paywall, whereas FreeTaxUSA does federal free.

Reddit · r/tax · Feb 3, 2026

Negative

Summary of a Reddit comment

TurboTax made them upgrade to Deluxe to claim the education credit, wanting a high charge; FreeTaxUSA charged nothing extra and gave a bigger refund.

Reddit · r/tax · Feb 2, 2026

Negative

Summary of a Reddit comment

Compared both and got the same amount, but TurboTax is pushy about upgrading even a simple return.

Reddit · r/tax · Feb 1, 2026

Negative

Summary of a Reddit post

Ended up with TurboTax which charged to deposit into a personal account, free only to its Credit Karma card.

Reddit · r/tax · Feb 1, 2026

Negative

Summary of a Reddit comment

Was charged an added fee even after paying the base price, which they compare to phone-company fees.

Reddit · r/tax · Jan 30, 2026

Negative

Summary of a Reddit comment

Filed federal but New York forms were still unavailable to file or print at the end of January.

Reddit · r/tax · Jan 22, 2026

Negative

Summary of a Reddit comment

TurboTax mis-processed uploaded 1099s causing a penalty, and said its accuracy guarantee covers only calculations.

Reddit · r/tax · Jan 19, 2026

Negative

Summary of a Reddit comment

Had never paid TurboTax but this year it tried to charge for state, so they switched to FreeTaxUSA.

Reddit · r/tax · Jan 17, 2026

Negative

Summary of a Reddit comment

A free filing ended up costing money after four hours entering forms, and they warn people about it years later.

Reddit · r/tax · Jan 16, 2026

Negative

Summary of a Reddit comment

Found TurboTax painful after professional software, taking much longer to do what real software would in minutes.

Reddit · r/tax · Jan 16, 2026

Negative

Summary of a Reddit comment

Was with TurboTax for 15 years before moving to FreeTaxUSA because prices have become ridiculous.

Reddit · r/tax · Jan 15, 2026

Negative

Summary of a Reddit post

TurboTax charged in November automatically, yet in mid-January key sections still said they would be ready soon, so they could not estimate their Social Security taxable amount.

Reddit · r/tax · Jan 11, 2026

Negative

Summary of a Reddit post

Had a TurboTax refund advance for three years but was denied this year.

Reddit · r/tax · Oct 8, 2025

Negative

Summary of a Reddit post

Discovered their 2023 return filed through TurboTax was never accepted by the IRS, leaving a back-tax problem during a mortgage process.

Reddit · r/tax · Sep 23, 2025

Negative

Summary of a Reddit comment

Calls TurboTax a bait-and-switch company with buggy software that shares information.

Reddit · r/tax · Sep 1, 2025

Negative

Summary of a Reddit comment

TurboTax charged over two hundred fifty last year even though they did the return themselves without asking for help.

Reddit · r/tax · Jul 10, 2025

Negative

Summary of a Reddit comment

Got little to no assistance from TurboTax during an audit despite paying extra for support, and had no issues with H&R Block.

Reddit · r/tax · Apr 19, 2025

Negative

Summary of a Reddit comment

Paid a much higher total than expected after a decade of TurboTax and says it is their last time.

Reddit · r/tax · Apr 19, 2025

Negative

Summary of a Reddit comment

Found they were on Deluxe instead of Free Edition only at filing, with a high quoted fee, and had to clear and re-enter their whole return from the correct link to file for free.

Reddit · r/tax · Apr 10, 2025

Negative

Summary of a Reddit comment

After seven years of TurboTax, first year on FreeTaxUSA with free federal; says TurboTax advertises a low rate then upcharges for everything.

Reddit · r/tax · Apr 10, 2025

Negative

Summary of a Reddit comment

Used to be fine with TurboTax Deluxe but capital gains features moved to Premier, and state e-file costs extra.

Reddit · r/tax · Apr 7, 2025

Negative

Summary of a Reddit comment

Pricing was deceptive: a high total for federal and state, and support said premium was required because of investments or business income.

Common questions about TurboTax Online

What do customers say about TurboTax Online?

Users value TurboTax Online for convenience, since it imports forms from banks and brokerages and handles quirky returns. The main complaint is fees: many were pushed into paid tiers late in the process or hit an unclear extra charge for paying from the refund, and several left for free alternatives. A few got through free for years.

Is TurboTax Online worth it?

Of the 303 reviews with a clear verdict, 15% are positive, 4% mixed and 81% negative. The praise mentioned most is reliable. The most common complaint is hidden fees.

What do people like about TurboTax Online?

The praise reviewers mention most: reliable (10 reviews), helpful support (8 reviews) and easy to use (6 reviews). For example: Has used TurboTax since the mid-90s without problems, including 26 years of Home and Business for a sole proprietorship.

What are the most common complaints about TurboTax Online?

The complaints reviewers mention most: hidden fees (107 reviews), buggy app (77 reviews) and poor support (65 reviews). For example: TurboTax gave a smaller refund and wanted to charge on top; filing elsewhere gave about a hundred dollars more.

What does the signal score of 56 mean?

It's how well reviewed TurboTax Online is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.

What are the specs of TurboTax Online?

Category: Tax software. Type: Online tax software. Fees: Free Edition $0 federal + $0 state for simple Form 1040 returns only; paid editions for other returns.

Where do these TurboTax Online reviews come from?

303 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.