Reddit · r/tax · Mar 15, 2026
NegativeSummary of a Reddit post
With W-2 and self-employment income, TurboTax was never actually free for seven years and the price became ridiculous, so they switched to FreeTaxUSA.
Tax software
Users value TurboTax Online for convenience, since it imports forms from banks and brokerages and handles quirky returns.
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Reddit · r/tax · Mar 15, 2026
NegativeSummary of a Reddit post
With W-2 and self-employment income, TurboTax was never actually free for seven years and the price became ridiculous, so they switched to FreeTaxUSA.
Reddit · r/personalfinance · Feb 12, 2026
NegativeSummary of a Reddit comment
Says TurboTax has for several years doubled healthcare premiums in the preview and filing, a known issue not yet fixed.
Reddit · r/tax · May 20, 2026
NegativeSummary of a Reddit comment
TurboTax never sent their payment to the IRS or state; they got letters and hurt credit, and TurboTax would reimburse only penalties.
Reddit · r/tax · May 8, 2026
NegativeSummary of a Reddit comment
TurboTax full-service accountant messed up their taxes, leaving a large bill years later, and refused to give a last name.
Reddit · r/tax · Apr 24, 2026
NegativeSummary of a Reddit comment
Stuck in a loop for 20 days with over 15 hours on calls; TurboTax admitted a filing mistake but said it could not amend or return the money.
Reddit · r/tax · Apr 9, 2026
NegativeSummary of a Reddit comment
Declined every upgrade only to see Deluxe at the end; switching products returned it to free and they declined the paid fast-deposit options.
Reddit · r/tax · Apr 8, 2026
NegativeSummary of a Reddit comment
TurboTax's 1099-DIV import listed the form but failed to add it to the investment income total, making the refund look better than it should until the form was re-entered manually.
Reddit · r/personalfinance · Apr 7, 2026
NegativeSummary of a Reddit post
A part-time student used TurboTax for years, but at the very end it demanded a Deluxe package with a large charge that would also be taken from the refund, with no way to back out.
Reddit · r/personalfinance · Apr 7, 2026
NegativeSummary of a Reddit comment
Says TurboTax counts a California parental leave payment twice alongside unemployment, a known bug for years that FreeTaxUSA does not have.
Reddit · r/personalfinance · Apr 7, 2026
MixedSummary of a Reddit comment
Found a fee to take the TurboTax payment from the refund and paid by card instead.
Reddit · r/personalfinance · Apr 6, 2026
NegativeSummary of a Reddit comment
Increasingly annoyed by TurboTax's business model, rising cost, backsliding quality, poor customer service and constant upselling.
Reddit · r/tax · Apr 1, 2026
NegativeSummary of a Reddit comment
Told a small fee would be taken from the federal refund but a much larger amount was taken.
Reddit · r/tax · Mar 31, 2026
NegativeSummary of a Reddit comment
After eight years TurboTax moved them to an upgraded product they never selected, and refused to reimburse the difference.
Reddit · r/tax · Mar 28, 2026
NegativeSummary of a Reddit comment
Spent a week unable to correct TurboTax's errors importing their IRA 1099s, including a huge ordinary loss shown three times, and no longer trusts it.
Reddit · r/tax · Mar 25, 2026
NegativeSummary of a Reddit comment
Their advisor disappeared, the next one will not respond despite multiple escalations, so Full Service is no service.
Reddit · r/tax · Mar 21, 2026
NegativeSummary of a Reddit post
Quoted $205 for federal and state on TurboTax's DIY Premium tier, versus a small fraction of that on FreeTaxUSA for the same return.
Reddit · r/tax · Mar 16, 2026
NegativeSummary of a Reddit comment
Used TurboTax as in prior years but was charged about $100 in processing fees at the very end, which had not happened before and was not disclosed until filing was done.
Reddit · r/tax · Mar 16, 2026
NegativeSummary of a Reddit comment
Used TurboTax for over a decade, always advertised as free yet never once able to file for free, and moved to FreeTaxUSA.
Reddit · r/personalfinance · Mar 13, 2026
NegativeSummary of a Reddit comment
TurboTax twice said brokerage forms were available and then they were not, so they moved to FreeTaxUSA for much less.
Reddit · r/tax · Mar 10, 2026
NegativeSummary of a Reddit comment
With a basic one-W-2 return and eight years with TurboTax, spent an hour and was then hit with a large bill and no free option.
Reddit · r/tax · Mar 9, 2026
NegativeSummary of a Reddit comment
Their fee roughly doubled with the same tax scenario and no expert use, and customer service only offered a discount code.
Reddit · r/tax · Mar 7, 2026
NegativeSummary of a Reddit comment
Third year with TurboTax was a disaster: glitches, shifting fee quotes, an overcharge that took weeks to refund, and experts giving conflicting answers.
Reddit · r/tax · Mar 4, 2026
MixedSummary of a Reddit comment
TurboTax rep was nice but most advice was general, and they ended up paying for the full-service package without needing it.
Reddit · r/tax · Feb 28, 2026
NegativeSummary of a Reddit comment
Found TurboTax had a subset of entries not feeding into the total three years ago, which was fixed but shook their faith.
Reddit · r/tax · Feb 27, 2026
NegativeSummary of a Reddit comment
TurboTax showed a discount for a low fee but the bill came to much more, and the refund request was denied after they paid.
Reddit · r/tax · Feb 25, 2026
NegativeSummary of a Reddit comment
Thought they declined all the upgrade requests but TurboTax tricked them into paying an extra amount for federal; switching after many years.
Reddit · r/tax · Feb 18, 2026
NegativeSummary of a Reddit comment
Says TurboTax charges for e-filing, direct deposit, federal and state, plus a new five-day-early deposit fee, ending with a large total.
Reddit · r/tax · Feb 17, 2026
NegativeSummary of a Reddit comment
Long-time desktop TurboTax user could not run it without Windows 11, and TurboTax Online charged much more, so they moved to FreeTaxUSA.
Reddit · r/tax · Feb 16, 2026
NegativeSummary of a Reddit comment
TurboTax had a frustrating error calculating part-year resident state tax on exempt Treasury interest, so they switched to OLT and FreeTaxUSA.
Reddit · r/tax · Feb 15, 2026
NegativeSummary of a Reddit comment
TurboTax 2025 does not import capital gains, interest and dividend data from financial institutions, and customer service shrugged and advised manual input.
Reddit · r/tax · Feb 13, 2026
NegativeSummary of a Reddit comment
Feels price-gouged by TurboTax prices rising through the year after missing the sale.
Reddit · r/personalfinance · Feb 13, 2026
PositiveSummary of a Reddit comment
Tried all the software years ago and found TurboTax the easiest, so keeps paying for it despite disliking the company.
Reddit · r/personalfinance · Feb 13, 2026
NegativeSummary of a Reddit comment
TurboTax filled garbage on a K-1 with no edit option, blocking e-file until removed, and now they must amend.
Reddit · r/personalfinance · Feb 13, 2026
NegativeSummary of a Reddit comment
Updating business income in TurboTax showed the new amount but the old one in the summary, and the 1040 sheet lacked business income.
Reddit · r/tax · Feb 8, 2026
NegativeSummary of a Reddit comment
TurboTax Online showed an item that did not apply to them and would not let them complete the return; the only help offered was a paid support fee.
Reddit · r/tax · Feb 3, 2026
NegativeSummary of a Reddit comment
TurboTax was awful when their employment got complicated and made them look like they owed a lot; FreeTaxUSA fixed it.
Reddit · r/tax · Feb 3, 2026
NegativeSummary of a Reddit comment
Former TurboTax contractor says it has had the same awful glitches for years with workarounds found on message boards.
Reddit · r/tax · Jan 31, 2026
NegativeSummary of a Reddit comment
Says TurboTax is buggy on state returns, putting wrong values in wrong spots and duplicating capital gains, getting them audited twice.
Reddit · r/tax · Jan 23, 2026
MixedSummary of a Reddit comment
Was prequalified then denied for the advance until they manually entered their Credit Karma bank info, after which the page refreshed and approved them.
Reddit · r/tax · Jan 16, 2026
PositiveSummary of a Reddit comment
Has used the TurboTax refund advance for years: a zero-percent advance paid within seconds of IRS acceptance into a Credit Karma account, with no fees or interest.
Reddit · r/tax · Jan 8, 2026
PositiveSummary of a Reddit comment
Does their taxes with TurboTax every year; a paid preparer's number was within a small amount of TurboTax's, so they no longer bother with one.
Reddit · r/tax · Jul 19, 2025
NegativeSummary of a Reddit comment
An 84-year-old was told taxes were filed when they were not and got only AI and runaround from TurboTax support.
Reddit · r/tax · Apr 22, 2025
NegativeSummary of a Reddit comment
Return was rejected repeatedly and support could not fix it; the local IRS resolved it, and TurboTax denied the refund request after three weeks.
Reddit · r/tax · Apr 19, 2025
MixedSummary of a Reddit comment
Buys TurboTax Premier download with a state-filing credit and pays a small state fee, steady in price for years.
Reddit · r/tax · Apr 19, 2025
NegativeSummary of a Reddit comment
Says TurboTax makes the free option confusing so people accidentally pick the paid one, with no going back without a new account.
Reddit · r/tax · Apr 15, 2025
NegativeSummary of a Reddit comment
After ten years of filing free, TurboTax tried to charge a fee this year, offered only small voucher credits, and lost a long-time customer.
Reddit · r/personalfinance · Apr 8, 2025
NegativeSummary of a Reddit comment
TurboTax wanted a high price per family member; FreeTaxUSA was free in all those situations.
Reddit · r/personalfinance · Apr 5, 2025
NegativeSummary of a Reddit comment
A CPA says TurboTax wanted a fee for a Schedule D with a tiny loss and they never went back.
Reddit · r/personalfinance · Apr 5, 2025
NegativeSummary of a Reddit comment
Paid extra for years for student loan forms that FreeTaxUSA said did not even affect their taxes.
Reddit · r/personalfinance · Apr 4, 2025
NegativeSummary of a Reddit comment
TurboTax required scrolling through a blank white screen after every question to click next, for two hours, so they switched.
Reddit · r/personalfinance · Apr 4, 2025
NegativeSummary of a Reddit comment
After a decade, TurboTax gave conflicting AI guidance, messed up a Roth rollover and charged unnecessary fees.
Reddit · r/personalfinance · Apr 4, 2025
PositiveSummary of a Reddit comment
Went the other way to TurboTax Deluxe Desktop because it is cheaper and imports stocks automatically.
Reddit · r/tax · Apr 1, 2025
NegativeSummary of a Reddit comment
Found TurboTax had automatically applied a credit they did not qualify for, and that it would still have cost more than FreeTaxUSA after fees.
Reddit · r/tax · Mar 14, 2025
NegativeSummary of a Reddit comment
Four hours with a TurboTax software error that made filing impossible, a refund request denied after being charged, then FreeTaxUSA took under 30 minutes.
Reddit · r/tax · Mar 1, 2025
NegativeSummary of a Reddit comment
Was matched with an expert in a different time zone who knew nothing about their situation, so they cancelled and used a local preparer.
Reddit · r/personalfinance · Feb 28, 2025
MixedSummary of a Reddit comment
TurboTax upsell screens are scummy, but this year offered full premium federal and state for free if filed from the mobile app, which they did.
Reddit · r/personalfinance · Feb 28, 2025
NegativeSummary of a Reddit comment
Dedicated TurboTax user for years, but this year it pushed Premier without reason and forced a data-sharing screen, so they mirrored with FreeTaxUSA and are leaving.
Reddit · r/personalfinance · Feb 27, 2025
NegativeSummary of a Reddit comment
Everything was completed until the very end, then TurboTax demanded over a hundred to continue with no way out of premium.
Reddit · r/tax · Feb 24, 2025
NegativeSummary of a Reddit comment
Used TaxAct and TurboTax free filing until they started charging for everything but the most basic return.
Reddit · r/tax · Feb 24, 2025
MixedSummary of a Reddit comment
Talked to a live agent while the refund status showed pending, and right after the status updated to refund arrived.
Reddit · r/tax · Feb 24, 2025
MixedSummary of a Reddit comment
Saw a pending status on the day the refund was due and then received the money on schedule.
Reddit · r/tax · Feb 21, 2025
NegativeSummary of a Reddit comment
TurboTax self-employment return was rejected and they were told to wait a week and refile, without being warned of the issue.
Reddit · r/tax · Feb 12, 2025
PositiveSummary of a Reddit comment
Loves TurboTax, ten years without major issues, and an expert quickly resolved their one problem.
Reddit · r/tax · Feb 11, 2025
NegativeSummary of a Reddit comment
Paid for an expert who hmm-ed for 30 minutes and never called back, then a second expert gave wrong IRA advice contradicted by the software itself; moved to H&R Block.
Reddit · r/tax · Feb 4, 2025
NegativeSummary of a Reddit comment
Used TurboTax for four years with a simple return and felt it took far too much money, paying a hundred or two every year.
Reddit · r/tax · Jan 29, 2025
NegativeSummary of a Reddit comment
Used the five-day-early option and got a message TurboTax would not charge the fee, then the deposit did not arrive on the IRS date and the receipt vanished.
Reddit · r/tax · Jan 29, 2025
NegativeSummary of a Reddit comment
Spent about 40 minutes on the phone with TurboTax and had to explain to the Tier 2 rep how TurboTax receives its fee payment.
Reddit · r/tax · Jan 26, 2025
NegativeSummary of a Reddit comment
TurboTax said they owed a couple thousand but an accountant found they were actually owed money.
Reddit · r/tax · Jan 3, 2025
NegativeSummary of a Reddit comment
After 31 years, says TurboTax pricing is outrageous, the software gets worse every year, and it keeps pushing prompts to pay more.
Reddit · r/tax · Apr 28, 2026
NegativeSummary of a Reddit comment
TurboTax listed high filing fees plus extra fees to pay from the refund and for early deposit, totaling a very high price.
Reddit · r/tax · Apr 19, 2026
NegativeSummary of a Reddit comment
Spent 45 minutes on the phone seeking a downgrade and refund and was put on hold and hung up on by billing.
Reddit · r/tax · Apr 16, 2026
NegativeSummary of a Reddit comment
Thought they were in the free version but at the file step it was suddenly a high charge.
Reddit · r/tax · Apr 16, 2026
NegativeSummary of a Reddit comment
Live support promised on the Premier package gave them an AI bot and a long callback wait.
Reddit · r/personalfinance · Apr 14, 2026
NegativeSummary of a Reddit comment
Found the questions confusing and bank and investment data would not transfer correctly despite many attempts; also had a third party take part of an earlier refund.
Reddit · r/tax · Apr 12, 2026
NegativeSummary of a Reddit comment
Declined every expert upgrade prompt and was still charged as if they had accepted.
Reddit · r/tax · Apr 11, 2026
MixedSummary of a Reddit comment
Downgraded from Deluxe to the free version without losing their data and without a fee.
Reddit · r/tax · Apr 11, 2026
NegativeSummary of a Reddit comment
Always filed free, then was hit with an unexpected large bill at the end this year and would have to redo everything elsewhere.
Reddit · r/tax · Apr 11, 2026
NegativeSummary of a Reddit comment
Hit known TurboTax Desktop Premier bugs, including forgetting filing status and showing a zero refund while still allowing e-file.
Reddit · r/tax · Apr 10, 2026
NegativeSummary of a Reddit post
Calls TurboTax the most expensive with nothing better, and two different reps both gave bad information, so they hung up and figured it out themselves; used FreeTaxUSA for six years before.
Reddit · r/tax · Apr 10, 2026
NegativeSummary of a Reddit comment
Had to wait almost a month for TurboTax to update a fairly simple form.
Users value TurboTax Online for convenience, since it imports forms from banks and brokerages and handles quirky returns. The main complaint is fees: many were pushed into paid tiers late in the process or hit an unclear extra charge for paying from the refund, and several left for free alternatives. A few got through free for years.
Of the 303 reviews with a clear verdict, 15% are positive, 4% mixed and 81% negative. The praise mentioned most is reliable. The most common complaint is hidden fees.
The praise reviewers mention most: reliable (10 reviews), helpful support (8 reviews) and easy to use (6 reviews). For example: Has used TurboTax since the mid-90s without problems, including 26 years of Home and Business for a sole proprietorship.
The complaints reviewers mention most: hidden fees (107 reviews), buggy app (77 reviews) and poor support (65 reviews). For example: TurboTax gave a smaller refund and wanted to charge on top; filing elsewhere gave about a hundred dollars more.
It's how well reviewed TurboTax Online is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Tax software. Type: Online tax software. Fees: Free Edition $0 federal + $0 state for simple Form 1040 returns only; paid editions for other returns.
303 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.