Travel rewards card
Customers value the Hyatt and airline transfer partners, primary rental car coverage and no foreign transaction fees, with the points often worth it for travel.
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 18 reviews mentioning great travel perks Show all
Reddit · r/ChaseSapphire · Apr 3, 2025
PositiveSummary of a Reddit comment
They hold the Chase Sapphire Preferred alongside Amex Gold and the Venture X, valuing the CSP for its Hyatt transfers and lower annual fee, and plan to drop the Gold when its fee comes due.
Reddit · r/ChaseSapphire · Jun 20, 2026
MixedSummary of a Reddit comment
Got it at 20 and used the sign-up bonus for a trip to Japan, but now gets little value as redemptions are nerfed and it is weak for Japan travel, so they are considering a downgrade after getting a Reserve.
Reddit · r/CreditCards · Jun 10, 2026
MixedSummary of a Reddit comment
Still finds the Sapphire Preferred worthwhile for its emergency evacuation insurance and 3x on gas, but wishes it earned on all groceries instead of only online.
Reddit · r/CreditCards · Mar 10, 2026
PositiveSummary of a Reddit comment
They really enjoy their Sapphire Preferred, saying the monthly DoorDash credit basically pays for itself and that the included travel insurance seems more comprehensive than the Venture's.
Reddit · r/CreditCards · Mar 9, 2026
MixedSummary of a Reddit post
They hold the Chase Sapphire Preferred alongside Freedom Unlimited and loved the Chase points system, mostly using it for Hyatt transfers, but the Hyatt devaluation has left them discouraged.
Reddit · r/ChaseSapphire · Sep 26, 2025
PositiveSummary of a Reddit comment
When a rental was vandalized, the Sapphire Preferred rental coverage took the hassle off their plate and they paid nothing.
Reddit · r/CreditCards · Dec 9, 2024
PositiveSummary of a Reddit comment
They use their Chase Sapphire Preferred mainly to transfer points to Hyatt as a second hotel loyalty program, pairing it with an IHG card for the free night, a setup they describe as working well for them.
Reddit · r/CreditCards · Jul 20, 2026
PositiveSummary of a Reddit comment
They keep their Chase Sapphire Preferred mainly because of its primary rental car collision damage waiver, which they value when renting cars.
Reddit · r/ChaseSapphire · Mar 26, 2026
PositiveSummary of a Reddit comment
They used the Sapphire Preferred travel insurance for the first time and were impressed that every requested cost was reimbursed on the first try, after sending a very well documented claim.
Reddit · r/CreditCards · Feb 8, 2026
PositiveSummary of a Reddit comment
Keeps the Sapphire Preferred for primary rental-car coverage and transfer partners, which is all they need from it.
Reddit · r/amex · Sep 27, 2025
PositiveSummary of a Reddit comment
They use the Chase Sapphire Preferred abroad, liking the dining and streaming earn, Hyatt transfers and 1:1 cash out of points, and enjoying staying in the Chase ecosystem.
Reddit · r/ChaseSapphire · May 16, 2025
PositiveSummary of a Reddit comment
They plan to keep the Chase Sapphire Preferred for dining and Costco and for hotel transfers that make some stays very cheap in points, alongside other cards used for groceries and gas.
Reddit · r/ChaseSapphire · Nov 17, 2024
PositiveSummary of a Reddit comment
Likes the car rental insurance and no foreign transaction fee.
Reddit · r/CreditCards · May 23, 2024
PositiveSummary of a Reddit comment
Their first travel card; still rates the Sapphire Preferred as good, mainly for its primary rental-car coverage, and uses it as a backup Visa when travelling.
Reddit · r/CreditCards · May 23, 2024
PositiveSummary of a Reddit comment
Uses the Sapphire Preferred abroad where Amex is harder to use; avoiding foreign transaction fees earns back much of the annual fee for them.
Reddit · r/personalfinance · Aug 20, 2016
PositiveSummary of a Reddit comment
After totalling a rental car paid with the Sapphire Preferred and having no car insurance, they found the claim process pleasant and the card's coverage worked with Enterprise to pay for the damage.
Reddit · r/personalfinance · Aug 20, 2016
PositiveSummary of a Reddit comment
Put a hospital bill on the Sapphire Preferred during a trip, and within hours Chase customer service called offering to book them a nearby hotel.
Reddit · r/amex · Sep 27, 2023
PositiveSummary of a Reddit comment
Uses the CSP for Hyatt transfers on domestic trips.
Customers value the Hyatt and airline transfer partners, primary rental car coverage and no foreign transaction fees, with the points often worth it for travel. The main frustrations are a portal hotel credit that is hard to use, reduced redemption value, and the annual fee. Support experiences are mixed.
Of the 77 reviews with a clear verdict, 66% are positive, 12% mixed and 22% negative. The praise mentioned most is great rewards. The most common complaint is hard to redeem.
The praise reviewers mention most: great rewards (14 reviews), great travel perks (13 reviews) and low fees (3 reviews). For example: Received all ten Paze credits on both their Sapphire Preferred and Freedom Flex, though the Preferred was slower.
The complaints reviewers mention most: hard to redeem (8 reviews), rate dropped (3 reviews) and poor support (2 reviews). For example: Nine of ten Paze purchases on their Sapphire Preferred did not code correctly, though support was helpful.
It's how well reviewed Chase Sapphire Preferred is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Travel rewards card. Type: Travel rewards credit card. Fees: $95 annual fee. Rates & rewards: 5x points on Chase Travel, 3x on dining.
#4 in Best-Reviewed Travel Credit Cards 2026, ranked by real customer reviews.
77 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.