Reddit · r/ChaseSapphire · Oct 26, 2025
NegativeSummary of a Reddit comment
Points moved to their Sapphire Reserve the day before the cutoff lost the 1.5x value, and Chase said a fix could take a month.
Travel rewards card
Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 102 reviews mentioning poor support Show all
Reddit · r/ChaseSapphire · Oct 26, 2025
NegativeSummary of a Reddit comment
Points moved to their Sapphire Reserve the day before the cutoff lost the 1.5x value, and Chase said a fix could take a month.
Reddit · r/ChaseSapphire · Jan 20, 2025
NegativeSummary of a Reddit comment
A portal hotel booking never went through, and getting the refund took two months and an in-branch escalation.
Reddit · r/ChaseSapphire · Jul 8, 2026
NegativeSummary of a Reddit post
Only one of ten Paze purchases got the bonus on their Sapphire Reserve, and support told them to wait eight weeks.
Reddit · r/ChaseSapphire · Jun 4, 2026
NegativeSummary of a Reddit comment
They could not add their Sapphire Reserve to the Paze wallet to use the StubHub promotion, though other Chase cards appeared. They called Chase support, which was still working on the issue.
Reddit · r/ChaseSapphire · May 2, 2026
NegativeSummary of a Reddit comment
They found their Reserve Priority Pass lounge access unreliable at JFK, with long waits and one lounge refusing entry at peak times, and say Chase and Priority Pass each blame the other.
Reddit · r/CreditCards · Apr 30, 2026
NegativeSummary of a Reddit comment
Applied for the Sapphire Reserve days before the bonus increase, and Chase would not match it.
Reddit · r/ChaseSapphire · Mar 3, 2026
NegativeSummary of a Reddit comment
A London rental became a four-hour ordeal when Chase and Hertz said the coverage did not apply because they were not the driver.
Reddit · r/ChaseSapphire · Feb 21, 2026
NegativeSummary of a Reddit comment
Finds Chase customer service worse than Amex and got no retention offer despite heavy Sapphire Reserve spending.
Reddit · r/ChaseSapphire · Feb 4, 2026
NegativeSummary of a Reddit comment
A listed restaurant's dining credit was denied with shifting excuses.
Reddit · r/ChaseSapphire · Dec 31, 2025
NegativeSummary of a Reddit comment
Loved the Sapphire Reserve before the changes but now finds phone support unhelpful.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit post
A flight booked through Chase Travel was confirmed but never ticketed, and fixing it took hours on hold with only a small points offer.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit comment
Chase Travel's handling of a cancelled return flight left them unable to prove the cancellation, so both the insurance and the airline claims failed.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit comment
A Chase Travel hotel booking did not exist at check-in, and Chase spent two hours arguing with Expedia while they rebooked themselves.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit comment
A Chase Travel rep berated them over lost points value, the executive team sided with the rep, and they got an Amex Platinum.
Reddit · r/ChaseSapphire · Nov 22, 2025
NegativeSummary of a Reddit comment
After losing their Sapphire Reserve, Chase needed four days to send a replacement, while Amex overnights cards.
Reddit · r/ChaseSapphire · Nov 7, 2025
NegativeSummary of a Reddit comment
A small travel claim took hours and Priority Pass lounges turn them away; won't renew.
Reddit · r/ChaseSapphire · Nov 3, 2025
NegativeSummary of a Reddit comment
A lost luggage claim was denied repeatedly, so they are cancelling.
Reddit · r/ChaseSapphire · Oct 29, 2025
NegativeSummary of a Reddit comment
Their Sapphire Reserve lounge access would not activate, and neither Chase nor Priority Pass could help.
Reddit · r/ChaseSapphire · Oct 4, 2025
NegativeSummary of a Reddit comment
Neither the hotel nor Chase would give an itemized receipt for a portal booking.
Reddit · r/ChaseSapphire · Oct 3, 2025
NegativeSummary of a Reddit comment
Couldn't reach a human for help with the Edit, so is downgrading.
Reddit · r/ChaseSapphire · Oct 2, 2025
NegativeSummary of a Reddit comment
Lost 3x on general travel and finds customer service poor for a travel card.
Reddit · r/ChaseSapphire · Oct 2, 2025
NegativeSummary of a Reddit comment
Only half their valid delay claims were approved; switching to the Platinum.
Reddit · r/ChaseSapphire · Sep 27, 2025
NegativeSummary of a Reddit comment
Their last Sapphire Reserve insurance claim with the new administrator took eight months and a second filing to be paid in full.
Reddit · r/ChaseSapphire · Sep 26, 2025
NegativeSummary of a Reddit comment
Chase kept asking for the same trip insurance information and closed their claim, while their wife's Amex was easy.
Reddit · r/ChaseSapphire · Sep 26, 2025
NegativeSummary of a Reddit comment
Their family's bags were delayed for days, but the Sapphire Reserve baggage claim reimbursed only part of what they spent.
Reddit · r/ChaseSapphire · Sep 12, 2025
NegativeSummary of a Reddit comment
Chase denied their Sapphire Reserve dining credit by secure message even though a phone rep had confirmed the charge was valid.
Reddit · r/ChaseSapphire · Sep 2, 2025
NegativeSummary of a Reddit comment
Dining credit was denied at a listed restaurant, apparently due to a mobile card reader.
Reddit · r/ChaseSapphire · Jul 30, 2025
NegativeSummary of a Reddit comment
They moved points from an old Freedom card to a new Sapphire Reserve and found the travel portal values them at a flat one cent each rather than the boosted rate they expected; Chase support was not helpful.
Reddit · r/ChaseSapphire · Jul 19, 2025
NegativeSummary of a Reddit comment
Hit the same ineligible-restaurant issue and a Chase rep could not explain the labels.
Reddit · r/ChaseSapphire · Jun 21, 2025
NegativeSummary of a Reddit comment
Using a flight credit from a Chase Travel booking took two two-hour calls, so they plan to avoid the portal.
Reddit · r/ChaseSapphire · Jun 19, 2025
NegativeSummary of a Reddit comment
Found the Chase portal pricier than booking direct, and with no real support when something went wrong.
Reddit · r/ChaseSapphire · Jul 8, 2026
NegativeSummary of a Reddit comment
Most of their Paze purchases on the Sapphire Reserve missed the bonus, and an escalated message went unanswered.
Reddit · r/CreditCards · Apr 30, 2026
NegativeSummary of a Reddit comment
A Chase rep did not know about the new Sapphire Reserve bonus and would not match it two weeks after they applied.
Reddit · r/ChaseSapphire · Feb 27, 2026
NegativeSummary of a Reddit comment
A clearly covered claim keeps getting denied.
Reddit · r/ChaseSapphire · Feb 20, 2026
NegativeSummary of a Reddit comment
Chase gave them the runaround for months on an insurance issue, while Amex just handled theirs.
Reddit · r/ChaseSapphire · Jan 22, 2026
NegativeSummary of a Reddit comment
Their accident claim has been denied repeatedly.
Reddit · r/ChaseSapphire · Dec 4, 2025
NegativeSummary of a Reddit comment
Has had three Chase Travel problems, including a hotel booking that did not exist, and finds the service inconsistent.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit comment
A premium suite booked through Chase Travel was missing at the hotel, leaving them with a downgraded room and a small points credit.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit comment
Chase's executive office was condescending when they asked Chase to honor a refundable rate, and they will probably cancel.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit comment
A Chase Travel booking at the Aria was double-billed and could not be disputed, and escalation got them nothing.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit comment
Their first Chase Travel booking, made six months ahead, was missing at the hotel and Chase had to force a reservation.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit comment
Missed a flight in Prague because of a Chase Travel booking problem and has not booked airfare there since.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit comment
A Chase Travel booking confirmed as ocean view was partial view at the hotel, and Chase would not refund the difference.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit comment
A luxury hotel booked through Chase Travel for their wedding trip turned out to be closed for years, and Chase offered no compensation.
Reddit · r/ChaseSapphire · Dec 2, 2025
NegativeSummary of a Reddit comment
A Chase Travel hotel booking ended up in another country, and Chase reimbursed only part of the points and none of the higher rebooking cost.
Reddit · r/ChaseSapphire · Nov 3, 2025
NegativeSummary of a Reddit post
A small rental damage claim was denied three times despite rep help; they gave up.
Reddit · r/ChaseSapphire · Nov 3, 2025
NegativeSummary of a Reddit comment
Gave up on a trip delay claim after hours on the phone.
Reddit · r/ChaseSapphire · Nov 3, 2025
NegativeSummary of a Reddit comment
Current claim stuck with repeated requests, unlike an easy claim a decade ago.
Reddit · r/ChaseSapphire · Oct 30, 2025
NegativeSummary of a Reddit comment
Chase Travel booking failures and runaround support led them to drop the card.
Reddit · r/ChaseSapphire · Oct 4, 2025
NegativeSummary of a Reddit comment
Called four times about the fee and got conflicting answers, then no retention offer.
Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee. The most common complaints are credits that are hard to use (DoorDash, The Edit, StubHub), poor support when portal bookings go wrong, crowded lounges, and a higher fee after the refresh.
Of the 1,319 reviews with a clear verdict, 53% are positive, 12% mixed and 34% negative. The praise mentioned most is great rewards. The most common complaint is hard to redeem.
The praise reviewers mention most: great rewards (253 reviews), great travel perks (210 reviews) and easy to use (34 reviews). For example: Frequent work traveler uses the credits on things bought anyway and redeems points for family holiday flights.
The complaints reviewers mention most: hard to redeem (149 reviews), poor support (114 reviews) and rate dropped (33 reviews). For example: In Europe, spent hours looking for reasonable Edit stays and gave up; calls the card a massive disappointment.
It's how well reviewed Chase Sapphire Reserve is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Travel rewards card. Type: Premium travel rewards credit card. Fees: $795 annual fee. Rates & rewards: 8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining.
1,319 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.