Reddit · r/CreditCards · Aug 15, 2026
MixedSummary of a Reddit comment
Received an Amex error credit on their Delta Gold without calling, after having been charged the annual fee on the very first statement despite a waived first year.
American Express Delta SkyMiles Gold American Express Card Reviews
Travel rewards card
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
What people mention
Often liked
Common concerns
Topics grouped from customer reviews, with how many mention each; read the originals below.
Real customer experiences (63)
Add your reviewShowing 13 reviews mentioning hidden fees Show all
Reddit · r/CreditCards · Aug 11, 2026
MixedSummary of a Reddit comment
Eventually received an unprompted statement credit labelled as an Amex error for the wrongly charged Delta Gold annual fee, with a little extra added to cover interest.
Reddit · r/CreditCards · Jun 19, 2026
MixedSummary of a Reddit comment
Was wrongly charged the annual fee on a new Delta Gold and only got the credit after saying they would close the account; handled through chat with no proof required.
Reddit · r/CreditCards · Jun 8, 2026
MixedSummary of a Reddit comment
Got the same runaround over a wrongly charged Delta Gold annual fee; once they said they would close the card, Amex quickly completed its review and promised a refund.
Reddit · r/CreditCards · May 29, 2026
NegativeSummary of a Reddit comment
Waited over a month on a wrongly charged Delta Gold annual fee; the agent first denied the offer terms, then admitted it was a known issue and promised a waiver once resolved.
Reddit · r/CreditCards · May 25, 2026
NegativeSummary of a Reddit comment
Hit with the annual fee after only two months with the Delta Gold; the chat rep first claimed the no-fee intro was never offered, and they were glad to have saved the terms as proof.
Reddit · r/CreditCards · May 24, 2026
NegativeSummary of a Reddit comment
Their Delta Gold annual fee dispute dragged on for weeks, and each follow-up call just got told to wait another week or two.
Reddit · r/CreditCards · May 23, 2026
NegativeSummary of a Reddit comment
Charged an annual fee that should have been waived on a Delta Gold; support called it a known system issue and told them to wait a few weeks.
Reddit · r/CreditCards · May 13, 2026
NegativeSummary of a Reddit comment
Charged the Delta Gold annual fee that should have been waived; after repeated calls Amex said it was still investigating with no timeline and asked them to pay for now.
Reddit · r/CreditCards · May 5, 2026
NegativeSummary of a Reddit comment
Was charged the annual fee on a new Delta Gold despite a waived first year; support only asked them to check back in 10 business days.
Reddit · r/CreditCards · Apr 30, 2026
NegativeSummary of a Reddit post
Opened the Delta Gold for the 90k offer showing no first-year annual fee, then was charged the fee anyway; the refund eventually posted months later with a bit of interest, unprompted.
Reddit · r/CreditCards · Jan 30, 2026
NegativeSummary of a Reddit post
They signed up impulsively at the airport counter, missed their first payment notices and paid late fees that were never reversed. The flight credit did not make up for it, leaving them skeptical of Delta cards.
Reddit · r/CreditCards · Jul 15, 2026
NegativeSummary of a Reddit comment
Tried threatening a CFPB complaint to get a wrongly charged Delta Gold annual fee reversed and says the experience left them outraged at Amex support.
Common questions about American Express Delta SkyMiles Gold American Express Card
Is American Express Delta SkyMiles Gold American Express Card worth it?
Of the 63 reviews with a clear verdict, 33% are positive, 27% mixed and 40% negative. The praise mentioned most is great travel perks. The most common complaint is poor support.
What do people like about American Express Delta SkyMiles Gold American Express Card?
The praise reviewers mention most: great travel perks (9 reviews), great rewards (6 reviews) and helpful support (2 reviews). For example: Hitting the 10k annual spend requirement last year during a cross-country move unlocked the 200 flight credit.
What are the most common complaints about American Express Delta SkyMiles Gold American Express Card?
The complaints reviewers mention most: poor support (15 reviews), hidden fees (13 reviews) and hard to redeem (2 reviews). For example: Their Delta Gold annual fee dispute dragged on for weeks, and each follow-up call just got told to wait another week or two.
What does the signal score of 64 mean?
It's how well reviewed American Express Delta SkyMiles Gold American Express Card is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of American Express Delta SkyMiles Gold American Express Card?
Category: Travel rewards card. Type: Airline credit card. Fees: $0 annual fee the first year, then $150. Rates & rewards: 2x miles on Delta purchases, at restaurants and at U.S. supermarkets; 1x on other eligible purchases.
Where do these American Express Delta SkyMiles Gold American Express Card reviews come from?
63 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.