American Express The Platinum Card from American Express Reviews

Enjoyed trying FHR hotels for one night when the credit made them competitive.

Ten FHR nights in Asia cost very little out of pocket.

Found a good THC hotel in Copenhagen with breakfast and a credit.

Used one-night FHR stays before cruises; the two-night rule ends that.

Used one-night FHR stays on side trips; may drop the card after the change.

Uses many one-night FHR stays a year but will cancel over the change.

They track their Amex Platinum benefits in a spreadsheet and use Clear, Uber, entertainment and Walmart+ credits, plus points for travel, and say they clearly more than cover the annual fee.

Fully uses the Amex Platinum airline, Clear and YouTube credits and finds its hotel credits far easier than The Edit.

Started with the Capital One cards but found Amex far better for them; loves the Platinum's perks and books almost all hotels through Fine Hotels + Resorts.

Gets a lot from the Amex Platinum credits, and Fine Hotels access has been far better than The Edit.

Finds Amex Fine Hotels better than Chase's offering and uses the Resy, hotel and digital credits anyway.

Booked two nights at an Amex hotel fully covered by the credit.

Used the FHR/THC credit in Amsterdam and Helsinki without trouble.

The hotel and property credits cut a Thailand stay substantially.

Uses the Platinum hotel credit twice a year alongside Gold and Sapphire Reserve.

Uses the Amex Platinum for travel and gets a lot from it on every vacation, especially free hotel room upgrades.

A Fine Hotels + Resorts stay in LA came with a free night, suite upgrade and breakfast credits.

Holds the Platinum for lounge access and uses the hotel, airline, Resy and other credits.

Nets about $1k a year from the Platinum and Gold with FHR bar credits and points flights.

Paid to add their spouse to the Amex Platinum for lounge access and says the credits more than cover it.

Used the hotel credit at an affordable Bangkok property with great service.

The FHR late checkout wasn't honored, but the credits were nice.

An FHR stay in Dubai came with an upgrade, breakfast and a credit.

Nearby FHR hotels under the credit give good value even for one night.

An FHR booking beat booking direct once breakfast was included.

Used the hotel credit in Denver and Key West and found it worth it.

Got a cheap FHR stay at Cordis Auckland with a credit and breakfast.

Gets good FHR value abroad, such as the Hoxton in Rome.

FHR is hard to use in the US but great value in Asia.

Values the Platinum lounge access but finds other credits harder and Clear nearly useless.

Booked nice FHR hotels at about $300 a night with lots of perks.

Finds the Platinum worth it for the lounges, hotel status and concierge despite weak offers.

Second FHR stay at the Palazzo, enjoying its restaurants.

They have held the Amex Platinum for over ten years and get full value from it, though they would pick Sapphire over it for dining points and better lounges.

Takes a few pricey vacations a year and finds the Amex Platinum perfect for them, mainly for expensive hotel stays.

Won't cancel over the FHR change but says it is no longer a no-brainer.

The $300 hotel credit was a game changer for them.

FHR got them into hotels they'd never have tried.

Checking in with the Platinum skipped a lounge waitlist.

The FHR credits changed how they book hotels.

Uses the hotel credit for two-night stays in Asia.

Finds FHR's guaranteed 4pm checkout huge for their stays.

Books one FHR night alongside direct nights at InterContinental.

One-night FHR stays came in clutch for their annual overnight events.

Has used Amex partner lounges at small airports with no waitlist, which they value above Centurion lounges.

FHR/THC has become the benefit they use most.

Finds the refreshed hotel credit easy to use on road trips.

Lounge visits saved a family about $500 in meals.

Enjoys the Centurion and Delta lounges and the elite status perks that come with the Platinum.

Finds Amex Platinum Fine Hotels credits far better than Chase's The Edit and uses Uber Eats monthly.

Finds the hotel and dining credits easy on ski trips and values the Clear Plus membership.

Used the Amex Platinum to get Hilton Gold, then status-matched that into National and Hertz elite status.

Finds the earning weak but loves the Clear, Saks, Lululemon and Resy perks.

Got the Platinum at 18 and finds the fee worth it for frequent business travel.

Uses the Amex hotel credit twice a year at reasonably priced hotels.

Found immense value in the Amex hotel programs and credit.

Uses the Amex hotel credits every six months.

An FHR stay in Hawaii netted out cheap with credits and breakfast.

Used every Fine Hotels + Resorts night for free stays with property and breakfast credits.

Uses the credits easily and keeps the Platinum mainly for lounges and Leading Hotels status.

Finds the Platinum hotel and restaurant credits much easier to use than Chase's.

Always uses FHR's guaranteed 4pm checkout.

FHR had seven hotels where the Edit had one, so they booked through Amex.

The Hotel Collection rate beat their direct booking and added an upgrade and credit.

Uses the Amex hotel and Lululemon credits after leaving the Sapphire Reserve.

Would pick the Platinum for easier benefits than the Sapphire Reserve.

FHR hotels have been amazing value in Southeast Asia.

Booked a Denver hotel fully covered by the Amex Platinum hotel credit at better rates than Chase.

Uses most Amex Platinum credits and found Fine Hotels stays in Japan excellent every time.

Uses the hotel credit for a yearly family Ritz staycation they look forward to.

Weekly traveler gets most value from lounge access.

Used the new hotel credits right away on travel already planned and booked Greece with points.

Uses the hotel credit for a one-night FHR date night, checking prices first.

Found an FHR hotel in NYC for $200 a night.

The FHR credit plus Hilton Gold got them free nights at Conrad Dubai and Waldorf Panama City.

Cruise Privileges have been a huge benefit for them.

Has never had to wait for lounge capacity.

Likes the FHR credit though two stays a year is a stretch.

Uses their Amex Platinum mostly to book travel, and the Fine Hotels and Resorts program has worked out well for them so far.

Finds the JFK Centurion lounge the worst they've used and the airline credit abysmal.

Their household gets hotel upgrades with the Amex Platinum that the Chase card does not deliver.

Uses enough of the airline, Uber, streaming, Walmart+ and FHR credits to offset the Platinum's cost.

They are on their fourth Platinum Card from American Express and use it heavily for monthly Uber credits, hotel credits and the yearly airline credit, treating the perks as a major benefit of military life.

After a year, plans to keep it for the lounges and credits.

Family of four saves on airport food through lounge access.

They took the Platinum Card from American Express for a strong welcome bonus and use it for the benefits while their Gold handles spending. A new airport Centurion lounge made it worthwhile and they have no regrets.

FHR bookings still got their InterContinental status and points.

Got the card for FHR and used it for two stays in Hawaii.

A long-time Amex holder who keeps the Platinum mainly for FHR.

FHR is a main reason their household keeps three Platinums.

Uses FHR at the Rosewood Georgia when passing through Vancouver.

Loves the Platinum mainly for FHR.

Uses most credits organically and says the Platinum is almost perfect for them.

Gets lounge access, loyalty status, Uber, streaming, Resy and Lululemon credits from their Amex Platinum.

Amex's hotel prices were far lower than Citi's for the same hotels, so they used the Platinum.

Uses the Platinum for credits, lounge and occasional 5x flights alongside the Gold.

The Amex hotels they booked in Asia were nice, with the credit on top.

The refreshed Platinum has been great, including FHR staycations.

Consistently uses and justifies the Fine Hotels + Resorts credit on their Amex Platinum.

Books FHR stays specifically for the 4pm checkout before evening flights.

A last-minute FHR deal in Europe outweighed spotty Amex acceptance.

Got hotel and Resy credits worth hundreds within weeks.

Their Fine Hotels + Resorts credit posted.

Always books Ritz-Carlton stays through Amex Travel for the credit.

Finds FHR hotels just above the credit for good staycations and weekends.

Has used the hotel credit for four years.

Used the FHR credit in Seattle and finds the perks even out the cost.

FHR stays in Vegas and DC came with credits, breakfast and upgrades.

FHR rates are often cheaper than booking direct for them.

Uses the FHR credit at nearby hotels with late checkout and a dining credit.

The FHR credit got them a big suite and perks at the Wynn.

Uses the hotel credit for Vegas trips.

Likes that FHR stacks with hotel status.

One Fine Hotels + Resorts stay brought an upgrade, status-like treatment and large credits.

Loves FHR, especially the breakfast.

Easily makes back the Amex Platinum fee through status benefits.

Got the Platinum for FHR's guaranteed 4pm checkout.

Finds the airline credit one of the most useful Platinum credits.

The Clear credit makes their travel much easier.

An FHR stay at the Palazzo got a free upgrade to a Sphere-view room.

Finds 4x airfare and the credits handy on the Platinum.

FHR perks at the Four Seasons NYC were large; also likes the lounges.

A one-night FHR stay at the Ritz in Santiago came with a room, dinner, breakfast and late checkout.

Was going to cancel before the annual fee but cheap Hamilton tickets changed their mind.

Has never been turned away from a Centurion lounge with their Amex Platinum; the longest wait was 15 minutes.

Finds it easy to make the Platinum work, including Centurion and Delta lounges.

Three-year holder loves the lounges and never struggles with the benefits.

Priority Pass is nearly useless to them, but the Platinum's Delta lounge access works.

FHR's flexible cancellation saved them a large fee and they got a club upgrade in Singapore.

Uses points and FHR on Orlando stays and calls the card a keeper for luxury travelers.

Values lounge access, the FHR credit and NYT via streaming, but finds the card hard to drive.

Hotel gold status gets their work rooms upgraded for free.

The FHR credit is one of the easiest benefits and keeps them in.

Loves the benefits for travel and medical flights, and the support.

Finds lounge access difficult after a few months with the card.

A Hotel Collection stay at Hilton Tokyo with credit, breakfast and an executive upgrade impressed them.

A New York FHR stay with third night free, breakfast and upgrade cost less than a regular hotel.

Will keep the Platinum for Hilton and Marriott status plus Uber and entertainment credits.

Clear saves them time monthly and lounge access is their main reward.

Monthly transatlantic flyer saves hundreds on airport meals through lounges.

Frequent business travel makes the Platinum's benefits far outweigh standard cards.

Travels 1-3 times a year and gets a Waldorf Astoria upgrade and credits that pay the fee.

Three Waldorf Astoria stays via Amex Travel earned credits, breakfast and an upgrade.

Books 10 to 15 Fine Hotels stays a year through the Amex Platinum and often gets multi-category upgrades and 4pm checkout.

Found the DFW Centurion lounge packed with the food wiped out and left.

Booked a Chicago Loews through FHR with a free third night, breakfasts and a $100 credit.

Uses FHR and Hilton status from the Platinum to stay at luxury hotels for much less.

Values the Hilton breakfast, lounges, FHR late checkout and airline credit when traveling.

The ATL Centurion lounge has fed and relaxed them on many layovers.

Their home airport's Centurion lounge makes travel much better.

Finds Centurion lounge food poor and staff unfriendly.

Frequent Delta flyer is dropping the Platinum after the Sky Club changes.

Uses the FHR credit for local Ritz-Carlton staycations.

Keeping it despite the Sky Club cap; Centurion access matters most.

Gets large value from FHR, especially 4pm checkout.

Booked three FHR rooms at the Conrad Seoul with third night free and benefits on each room.

Got the card for lounges and uses nearly every perk.

Values the FHR credit and on-site credit each stay.

Dozens of lounge visits a year make the net fee cheap per visit.

Frequent traveler uses the Platinum's travel benefits fully.

Likes the lounges but losing free companion access makes them reconsider.

Offers and credits cover most of the fee, making lounge access nearly free.

Student flyer values Centurion and Delta lounges, Global Entry and Clear.

The Platinum and Gold let them take trips on a whim.

In Canada, gets value mainly from travel: points, lounges and hotel benefits.

Keeps it mainly for Delta lounges on monthly work trips.

The SF Centurion lounge was peaceful with great service after the guest change.

A Ritz-Carlton FHR stay gave 8am check-in, 4pm checkout and a buffet, plus other credits.

Uber, streaming and Saks credits cut the net fee; FHR staycation and hotel status perks are worth it.

A Vegas trip returned about $600 in FHR, dining and breakfast credits plus a suite upgrade.

Delta lounge access is nearly break-even and the Equinox and Uber credits add great value.

Loves the Platinum's many perks but would be unhappy paying the fee.

A long delay at the PHL Centurion lounge was comfortable thanks to the staff, food and a shower.

Enjoys the lounges for free food and drinks even on short stops.

Keeps the Platinum for the lounges and 5X on certain travel spend.

Frequent business traveler who can only enjoy the overcrowded DFW lounge half the time.

Says Centurion lounges are an amazing value if you use them routinely.

Platinum Hertz discount code beat a USAA code by over $100 on a minivan rental.

For a heavy Delta year the Sky Club access alone makes the Platinum a no brainer.

New metal Platinum card feels heavier and more substantial than the Sapphire Reserve card.

Got the Platinum for the bonus; no trip delay cover and no Centurion at their hubs.

Leaning toward keeping the Platinum over the CSR for FHR, status, rental discounts and easy claims.

Offset the fee with Global Entry credits and two airline credits for a net cost of about $25.

Puts almost no spend on the Platinum but enjoys the Sky Club and other perks.

Used the Amex Platinum airline credit to cover Sky Club guest fees for family on a layover.

Nearly covered the Amex Platinum fee on their first Centurion lounge visit with guests.

Their previous five or six SFO Centurion visits were flawless.

The Houston Centurion had good food, fast wifi and plenty of space.

TSA PreCheck from the Global Entry credit saved 20-30 minutes in Orlando.

Loves the Platinum's Saks credit, hotel collection perks and upgrades.