Reddit · r/CreditCards · 8 hours ago
A free upgrade from a green card to Platinum brought only so-so benefits, and the annual fee bill made it not worth keeping.
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Fresh experiences from real customers, collected from Reddit, YouTube and blogs and linked to their sources.
Reddit · r/ynab · yesterday
A decade-long devoted user who still does not understand some of the odd behaviours such as stealing from the future.
Reddit · r/Revolut · yesterday
Repeated promo notifications such as free Premium months, referral nudges and themed cards are annoying enough that they plan to leave once a decent alternative turns up.
Reddit · r/Revolut · yesterday
After a traditional bank closed their account without explanation, the Revolut account has caused no problems at all.
Reddit · r/Revolut · yesterday
Used day to day as a secondary account funded each payday, with separate pockets for different spending areas that work well for budgeting.
Reddit · r/Revolut · yesterday
About 1.6 years in as their first digital bank, they like that a flagged transaction only needs documents or a face scan rather than a blanket suspension. They also rate the cashback and savings rate above the competition they researched.
Reddit · r/Revolut · yesterday
Called the best banking product they have used, with plentiful cards, automations, insurance and travel perks plus an intuitive app. Trust is the sticking point, because of the many blocked-account stories they keep reading.
Reddit · r/Revolut · yesterday
A full-day outage in October locked up all funds, and the app has a habit of freezing accounts over transactions it wrongly flags as suspicious. The poster still stays because no other bank matches the automations that sort their money into pockets for bills and groceries.
Reddit · r/Revolut · yesterday
Uses the Metal plan while living abroad full time and gets enough value from it. They add that for someone living at home or traveling occasionally the free account is enough.
Reddit · r/CreditCards · 2 days ago
Uses it as their gas card, earning the boosted 6% in their chosen category during the first year.
Reddit · r/CreditCards · 2 days ago
Has done a weekly reconcile-and-pay routine in YNAB since 2022 for peace of mind after past card debt, but is now dropping it for a cheaper alternative and dislikes its renamed menus.
Reddit · r/CreditCards · 2 days ago
Used it for several years before moving to a different budgeting app, feeling YNAB had kept making things harder rather than easier.
Reddit · r/CreditCards · 2 days ago
Uses YNAB with linked accounts and finds it much easier than manual tracking. Calls it pricey but worth the reduced mental effort.
Reddit · r/Revolut · 2 days ago
After more than seven years on Revolut, they say trading worked fine during the previous week's crash but failed without any in-app notice during the rebound, and they are leaving over reliability.
Reddit · r/fidelityinvestments · 2 days ago
Opened the account after running into high ATM fees in South America and keeps it lightly funded from their brokerage account for that purpose.
Reddit · r/fidelityinvestments · 2 days ago
Calls it their first choice as a high-yield savings account, citing the interest rate, free checking, the debit card with ATM fee reimbursement and free bill pay.
Reddit · r/Revolut · 2 days ago
Is on the Metal plan and is happy with it, citing the points they earn and the perks.
Reddit · r/fidelityinvestments · 2 days ago
Started out in Fidelity Go, which gave a spread across small, medium, large, bond and international funds at no cost, before later self-managing.
Reddit · r/Revolut · 2 days ago
Has had no mobile service for over two days after switching to Revolut and finds support very poor.
Reddit · r/Revolut · 2 days ago
Moved their mobile plan over from Vodafone and finds speeds now terrible in a rural area, planning to go back.
Reddit · r/Revolut · 2 days ago
Gets weekly emails and notifications pushing the German IBAN switch even with marketing turned off, and support first promised it would stop.
Reddit · r/Revolut · 2 days ago
Found that choosing Revolut Pay for an Uber trip switched off their Uber One benefits despite having it through a Revolut plan.
Reddit · r/Revolut · 2 days ago
Uses Revolut Pay across Wolt, Uber, WizzAir and Booking.com and says it makes RevPoints more attractive.
Reddit · r/ynab · 2 days ago
Set the iPhone action button to add a YNAB transaction and now logs purchases right after paying, before the receipt prints.