Brokerage
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 19 reviews mentioning easy to use Show all
Reddit · r/M1Finance · Oct 24, 2026
MixedSummary of a Reddit comment
Fractional shares and low borrow rates were worthwhile advantages, and transferring everything out proved easy, though hefty fees charged on exit were covered by the receiving brokerage.
Reddit · r/dividends · Sep 1, 2026
MixedSummary of a Reddit comment
Automated pie investing is easy, though there is a sign-in glitch and it invests every deposit unless a minimum cash holding is set.
Reddit · r/M1Finance · Aug 24, 2026
MixedSummary of a Reddit comment
Great set-and-forget brokerage alongside Schwab, though pooling dividends across the whole pie instead of reinvesting directly into the paying stock is annoying.
Reddit · r/fidelityinvestments · Aug 24, 2026
MixedSummary of a Reddit comment
They currently use M1 Finance and praise the interface and the pie concept, but are frustrated that it only trades in two windows a day. They are considering moving their IRA to Fidelity for baskets.
Reddit · r/M1Finance · Aug 6, 2026
PositiveSummary of a Reddit comment
Most bills are now paid from it, Smart Transfers top up the account within about 15 minutes, and Venmo and PayPal work seamlessly, while debit swipes, ATM, cash and check deposits and Zelle still need other institutions.
Reddit · r/fidelityinvestments · Dec 30, 2025
PositiveSummary of a Reddit post
They keep an M1 account and like that any money they deposit is automatically invested into their positions, while M1 never pulls from the bank unless they decide to fund it.
Reddit · r/investing · Dec 23, 2025
PositiveSummary of a Reddit comment
They like M1 and treat it as a long-term target-allocation tool, happily using the rebalance button and steady deposits so buys average in over time rather than chasing winners.
Reddit · r/investing · Dec 23, 2025
MixedSummary of a Reddit post
They use M1 alongside Robinhood and love building pies that auto-invest from recurring bank deposits, but dislike the limited trade windows and target-weight buying instead of fixed recurring amounts.
Reddit · r/M1Finance · Sep 22, 2025
PositiveSummary of a Reddit comment
Loves the pie investing, finds customer service good and trading easy, though losing the M1 credit card turned cashback investing into a three-step process.
Reddit · r/M1Finance · Sep 21, 2025
PositiveSummary of a Reddit comment
No problems so far using it as main checking and for the pie-based investment accounts, though they keep a brick-and-mortar checking account as an emergency backup because support is slow when accounts are locked.
Reddit · r/fidelityinvestments · Jul 11, 2025
MixedSummary of a Reddit comment
They hold a Roth IRA at M1 and enjoy pies for seeing returns of stock and index groups on one screen. They are considering leaving because of the limited trading windows, limited fund selection and the account-closing transfer fee.
Reddit · r/M1Finance · Oct 5, 2026
PositiveSummary of a Reddit comment
Holds a Roth, main brokerage and a 401k rollover, and moving extra cash in from a credit union account is easy enough not to worry about.
Reddit · r/M1Finance · Jul 31, 2026
PositiveSummary of a Reddit comment
Using it since it launched, automated rebalancing made it easy to teach a daughter about investing, and adding money to the pie directs it to the stocks that are currently down, which they love.
Reddit · r/M1Finance · Sep 20, 2025
PositiveSummary of a Reddit comment
Picks their own ETFs for Roth IRA and brokerage accounts, and auto-rebalancing spreads deposits across holdings and rebalances the whole portfolio when a fund is swapped; loved it.
Reddit · r/Bogleheads · Sep 20, 2025
PositiveSummary of a Reddit post
They keep part of their money at M1 and like its automatic dynamic rebalancing of new deposits into underweight holdings. They see the limited trade windows as a non-issue for a long-term investor and find the fee structure fine.
Reddit · r/portfolios · Aug 30, 2025
PositiveSummary of a Reddit post
Each family member gets their own pie of stocks within one portfolio, reviewed and updated weekly, and small regular deposits have left them very impressed with the growth.
Reddit · r/Bogleheads · May 31, 2025
PositiveSummary of a Reddit comment
They are very happy with M1, praising its automatically balanced allocations, cash accounts, smart transfers, low-interest margin borrowing and a great interface.
Reddit · r/investing · May 23, 2025
PositiveSummary of a Reddit post
They hold a high yield M1 account as a staging cash balance that automatically feeds their Roth and brokerage investments every week, using it alongside other savings and brokerage accounts.
Reddit · r/M1Finance · Feb 16, 2025
PositiveSummary of a Reddit comment
Pie-based portfolio automation beats Fidelity for hands-off long-term holdings after several years of use.
Of the 40 reviews with a clear verdict, 35% are positive, 28% mixed and 38% negative. The praise mentioned most is easy to use. The most common complaint is poor support.
The praise reviewers mention most: easy to use (19 reviews), good rate (3 reviews) and reliable (3 reviews). For example: Pie-based portfolio automation beats Fidelity for hands-off long-term holdings after several years of use.
The complaints reviewers mention most: poor support (8 reviews), hidden fees (5 reviews) and buggy app (2 reviews). For example: Delayed and messy tax documents hold up scholarship applications and annual tax filing.
It's how well reviewed M1 is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Brokerage. Type: Investing app and brokerage. Fees: $3/month platform fee, waived over $10,000; no commission or management fees. Rates & rewards: 3.35% APY on M1 High-Yield Cash Account; borrow against portfolio at 5.90%.
40 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.