Reddit · r/MonarchMoney · Nov 2, 2026
NegativeSummary of a Reddit comment
Likes the interface but the endless bugs, Amazon issues and rules that do not work became truly exhausting, so they migrated to Monarch.
Copilot Money Reviews
Budgeting app
Customers who like it praise the clean, fast interface, quick transaction syncing and good recurring and investment views.
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
What people mention
Often liked
Common concerns
Topics grouped from customer reviews, with how many mention each; read the originals below.
Real customer experiences (179)
Add your reviewShowing 24 reviews mentioning buggy app Show all
Reddit · r/copilotmoney · Oct 14, 2026
NegativeSummary of a Reddit comment
Began tracking with Copilot but found it glitchy and saw other apps progressing faster, so moved to Origin.
Reddit · r/copilotmoney · Sep 26, 2026
NegativeSummary of a Reddit comment
Says the Apple savings connection has been broken for months and unfixed, so they unsubscribed.
Reddit · r/copilotmoney · Mar 25, 2026
MixedSummary of a Reddit comment
Usually sees transactions arrive instantly in Copilot but sometimes it takes days, and it struggles to sync their HSA account.
Reddit · r/copilotmoney · Mar 23, 2026
MixedSummary of a Reddit comment
Used Copilot 2-3 years, found it quick to set up but with some account syncing issues and confusing budget rollovers, and moved to Monarch.
Reddit · r/copilotmoney · Jan 10, 2026
NegativeSummary of a Reddit comment
Says Copilot disconnects most of their cards about monthly without any notification and has not fixed it in years, so they moved to Origin.
Reddit · r/copilotmoney · Jan 4, 2026
NegativeSummary of a Reddit comment
Was fed up with Copilot after a year and a half: rule handling was terrible, recurring did not work as expected and reporting was lacking, so they switched to Monarch.
Reddit · r/copilotmoney · Nov 2, 2025
NegativeSummary of a Reddit comment
Gave up on Copilot for Monarch trials though they prefer its UI, noting their credit union connection drops on Copilot but stays up on Monarch.
Reddit · r/copilotmoney · Oct 12, 2025
MixedSummary of a Reddit comment
Likes Copilot but its Amex integration often lists debits as credits, and they will request a refund if not fixed.
Reddit · r/copilotmoney · Jul 24, 2025
NegativeSummary of a Reddit comment
Three months in, they keep having to make new rules to override old ones and are ready to delete everything and start over, finding internal transfers confusing.
Reddit · r/copilotmoney · Sep 16, 2026
NegativeSummary of a Reddit comment
Switched to Monarch after tiring of Copilot creating duplicate accounts, making poor rules and not communicating account connectivity problems.
Reddit · r/MonarchMoney · Sep 15, 2026
NegativeSummary of a Reddit comment
Copilot's Amazon integration asked to reconnect every 2-3 days, which was annoying, so they are moving to Monarch.
Reddit · r/copilotmoney · Jan 12, 2026
NegativeSummary of a Reddit comment
Calls Copilot trash because their TIAA account stopped syncing and a Plaid issue stayed unfixed for 3+ months.
Reddit · r/copilotmoney · Nov 1, 2025
NegativeSummary of a Reddit post
Long-time Copilot user who says it became nearly unusable with Plaid connection problems, duplicate and re-categorized transactions, and support no longer as responsive.
Reddit · r/copilotmoney · Jul 14, 2025
NegativeSummary of a Reddit post
Uber rides show as two charges in Copilot because of Apple Card holds, forcing manual editing, and support blames Apple Card.
Reddit · r/copilotmoney · Nov 26, 2024
NegativeSummary of a Reddit comment
Says Copilot is supposed to categorize Amazon purchases but it does not work.
Reddit · r/copilotmoney · Nov 25, 2024
MixedSummary of a Reddit comment
Amazon integration works but they have to constantly re-authorize their account.
Reddit · r/copilotmoney · Aug 19, 2026
MixedSummary of a Reddit comment
Loves Copilot but notes Amazon sync never works and development is slow.
Reddit · r/MonarchMoney · May 1, 2026
NegativeSummary of a Reddit post
Getting tired of Copilot's bugginess and considering moving to Monarch.
Reddit · r/copilotmoney · Dec 16, 2025
NegativeSummary of a Reddit comment
Their Amazon integration has never worked with Copilot, which would be immensely valuable.
Reddit · r/copilotmoney · Oct 1, 2025
NegativeSummary of a Reddit comment
After the iOS 26 redesign, the Copilot app is super laggy and their iPhone heats up and drains the battery fast.
Reddit · r/copilotmoney · Sep 28, 2025
NegativeSummary of a Reddit post
Copilot shows every transaction in their Amex savings account as a credit, a problem that started recently.
Reddit · r/copilotmoney · Sep 24, 2025
NegativeSummary of a Reddit comment
Finds the new Liquid Glass design on iPhone poorly executed, with important information cut off by excessive blur.
Reddit · r/copilotmoney · Jan 11, 2025
NegativeSummary of a Reddit comment
Accidentally applied a rule to nearly every transaction, which wrecked their spending categories, and cannot see or correct which rules apply.
Common questions about Copilot Money
What do customers say about Copilot Money?
Customers who like it praise the clean, fast interface, quick transaction syncing and good recurring and investment views. Complaints are slow development, thin reports and budgeting, and the lack of a web or Android app. Some left for Monarch or YNAB, while others stay because of the design.
Is Copilot Money worth it?
Of the 179 reviews with a clear verdict, 47% are positive, 21% mixed and 32% negative. The praise mentioned most is easy to use. The most common complaint is buggy app.
What do people like about Copilot Money?
The praise reviewers mention most: easy to use (43 reviews), reliable (9 reviews) and helpful support (2 reviews). For example: Copilot user since the beta who has really liked it, especially transactions appearing immediately for review.
What are the most common complaints about Copilot Money?
The complaints reviewers mention most: buggy app (24 reviews), poor support (7 reviews) and hidden fees (1 review). For example: Calls Copilot trash because their TIAA account stopped syncing and a Plaid issue stayed unfixed for 3+ months.
What does the signal score of 75 mean?
It's how well reviewed Copilot Money is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of Copilot Money?
Category: Budgeting app. Type: Budgeting app. Fees: $109 billed yearly (shown as a limited-time offer).
Where do these Copilot Money reviews come from?
178 are quotes from Reddit, each linked to the original. 1 was written by customers here. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.