Reddit · r/copilotmoney · Mar 25, 2026
MixedSummary of a Reddit comment
Usually sees transactions arrive instantly in Copilot but sometimes it takes days, and it struggles to sync their HSA account.
Copilot Money Reviews
Budgeting app
Customers who like it praise the clean, fast interface, quick transaction syncing and good recurring and investment views.
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
What people mention
Often liked
Common concerns
Topics grouped from customer reviews, with how many mention each; read the originals below.
Real customer experiences (179)
Add your reviewShowing 5 reviews mentioning buggy app Show all
Reddit · r/copilotmoney · Mar 23, 2026
MixedSummary of a Reddit comment
Used Copilot 2-3 years, found it quick to set up but with some account syncing issues and confusing budget rollovers, and moved to Monarch.
Reddit · r/copilotmoney · Oct 12, 2025
MixedSummary of a Reddit comment
Likes Copilot but its Amex integration often lists debits as credits, and they will request a refund if not fixed.
Reddit · r/copilotmoney · Nov 25, 2024
MixedSummary of a Reddit comment
Amazon integration works but they have to constantly re-authorize their account.
Reddit · r/copilotmoney · Aug 19, 2026
MixedSummary of a Reddit comment
Loves Copilot but notes Amazon sync never works and development is slow.
Common questions about Copilot Money
What do customers say about Copilot Money?
Customers who like it praise the clean, fast interface, quick transaction syncing and good recurring and investment views. Complaints are slow development, thin reports and budgeting, and the lack of a web or Android app. Some left for Monarch or YNAB, while others stay because of the design.
Is Copilot Money worth it?
Of the 179 reviews with a clear verdict, 47% are positive, 21% mixed and 32% negative. The praise mentioned most is easy to use. The most common complaint is buggy app.
What do people like about Copilot Money?
The praise reviewers mention most: easy to use (43 reviews), reliable (9 reviews) and helpful support (2 reviews). For example: Copilot user since the beta who has really liked it, especially transactions appearing immediately for review.
What are the most common complaints about Copilot Money?
The complaints reviewers mention most: buggy app (24 reviews), poor support (7 reviews) and hidden fees (1 review). For example: Calls Copilot trash because their TIAA account stopped syncing and a Plaid issue stayed unfixed for 3+ months.
What does the signal score of 75 mean?
It's how well reviewed Copilot Money is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of Copilot Money?
Category: Budgeting app. Type: Budgeting app. Fees: $109 billed yearly (shown as a limited-time offer).
Where do these Copilot Money reviews come from?
178 are quotes from Reddit, each linked to the original. 1 was written by customers here. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.