Reddit · r/personalfinance · Sep 24, 2026
PositiveSummary of a Reddit comment
Free version has worked well for years by manually entering purchases once a week and reviewing the monthly budget without unnecessary automation or bells and whistles.
Budgeting app
Simple zero-based monthly budget, with some choosing it over YNAB; critics find it clunky.
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 3 reviews mentioning low fees Show all
Reddit · r/personalfinance · Sep 24, 2026
PositiveSummary of a Reddit comment
Free version has worked well for years by manually entering purchases once a week and reviewing the monthly budget without unnecessary automation or bells and whistles.
Reddit · r/personalfinance · Sep 24, 2026
PositiveSummary of a Reddit comment
Free version serves as a clean digital replacement for a paper budget notebook, making it simple to plug in monthly income and expenses to see what remains.
Reddit · r/budget · Jan 27, 2025
PositiveSummary of a Reddit comment
Manually logging transactions on the free version builds much better mindfulness around daily spending because every purchase requires deliberate tracking.
Customers who want a simple zero-based monthly budget like it, often using the free version with manual entry, and some chose it over YNAB for being less complex. Critics find it clunky and say sinking funds were unreliable. Bank sync is not part of the free tier.
Of the 23 reviews with a clear verdict, 57% are positive, 17% mixed and 26% negative. The praise mentioned most is easy to use. The most common complaint is buggy app.
The praise reviewers mention most: easy to use (6 reviews), low fees (3 reviews) and reliable (1 review). For example: Paid version is much simpler and easier to stay consistent with than more complicated zero-based competitors, and the mobile app works great.
The complaints reviewers mention most: buggy app (3 reviews) and slow transfers (1 review). For example: After years of use, a recent update locks closed monthly budgets completely so you can't go back to log refunds or delayed charges from two months ago.
It's how well reviewed EveryDollar is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Budgeting app. Type: Zero-based budgeting app. Fees: Free version; premium $79.99 a year or $17.99 a month.
23 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.