Reddit · r/amex · Dec 4, 2025
MixedSummary of a Reddit post
They opened the Amex Business Gold for the sign-up bonus, then faced a financial review and moved most spending elsewhere, finding the card not great for plain cashback rewards.
Real customer experiences (25)
Add your reviewReddit · r/amex · Oct 17, 2025
NegativeSummary of a Reddit post
Could not generate virtual card numbers on a newly opened Business Gold, found support unhelpful with a different error each time, and later learned a phone verification delay was the cause.
Reddit · r/amex · Oct 1, 2025
PositiveSummary of a Reddit post
Uses the monthly Staples gift card trick on their Gold cards and has never had an issue, with the credits offsetting most of the annual fee.
Reddit · r/amex · Aug 28, 2025
MixedSummary of a Reddit post
Holds two Business Golds, using 4x on gas and electronics, but notes the credits only offset part of the annual fee and plans to cancel the second card.
Reddit · r/amex · Apr 4, 2025
MixedSummary of a Reddit post
Holds both Business Platinum and Business Gold and sees no point paying the Gold's annual fee because nearly all spending goes on the Platinum, so is looking to cancel it.
Reddit · r/CreditCards · Feb 21, 2025
MixedSummary of a Reddit post
Opened the Business Gold for the sign-up bonus, found the credits steered their spending habits, and plans to cancel after the first year.
Reddit · r/amex · Feb 20, 2025
NegativeSummary of a Reddit post
Had multiple 4x category charges not earn bonus points on the Business Gold, requiring repeated calls and investigations, and now checks the rewards every month.
Reddit · r/amex · Oct 1, 2026
PositiveSummary of a Reddit post
Added the Business Gold to extend 4x earn beyond the personal Gold's dining cap, with transit and dining naturally filling the two categories, so no workarounds are needed.
Reddit · r/amex · Sep 12, 2026
MixedSummary of a Reddit post
Considers the Business Gold not worth keeping without real business-level spending, though the monthly credit is usable.
Reddit · r/amex · Jun 15, 2026
PositiveSummary of a Reddit post
Says the Business Gold fits their business because cloud computing and online tech spending earns the 4x bonus on most of their spending.
Reddit · r/amex · Apr 16, 2026
NegativeSummary of a Reddit post
Feels the Business Gold gave little value this year when the annual fee posted and is weighing downgrade or closing options.
Reddit · r/amex · Feb 2, 2026
NegativeSummary of a Reddit post
After clearing a fraud flag on a new Business Gold, the card declined all spending and customer service could not fix it.
Reddit · r/amex · Jan 21, 2026
PositiveSummary of a Reddit post
Currently uses the Business Gold's flexible Grubhub credit and 4x dining and electronics earn and would use the added credits for a modest annual fee increase.
Reddit · r/amex · Oct 5, 2025
PositiveSummary of a Reddit post
Has used the Business Gold's monthly office supply credit on Staples gift cards for a long time and has never had issues.
Reddit · r/amex · Oct 2, 2025
PositiveSummary of a Reddit post
Used the Business Gold's monthly office supply credit on Spotify gift cards bought at Staples, effectively getting two years of the service free.
Reddit · r/amex · Aug 27, 2025
PositiveSummary of a Reddit post
Finds the Business Gold makes more sense than the personal Gold for them because its credits are easier to use organically.
Reddit · r/amex · May 28, 2025
NegativeSummary of a Reddit post
Reports earning only 1x on media and advertising spend on their Business Gold despite being under the annual cap, with a support case escalated to Amex.
Reddit · r/CreditCards · May 7, 2025
MixedSummary of a Reddit post
Saw Suica transit reloads on the Business Gold show as 1x on the transactions page in Japan, though another user said the 4x posts after the statement closes.
Reddit · r/amex · Apr 23, 2025
MixedSummary of a Reddit post
A charge made on the last day of the month posted the next month and used the wrong monthly credit, but Amex support gave a one-time credit as a courtesy.
Reddit · r/amex · Apr 5, 2025
NegativeSummary of a Reddit post
Held the Business Gold for a year and found the retention offer poor, closing it.
Reddit · r/CreditCards · Feb 21, 2025
NegativeSummary of a Reddit post
Cancelled the Business Gold because the credits were a hassle to use for value, and would only reopen it for a sign-up bonus.
Reddit · r/CreditCards · Feb 13, 2026
PositiveSummary of a Reddit post
IT consultant who pairs the Business Gold with Business Platinum and Business Checking and calls it an excellent earning combo because most of their spend falls in the Gold's 4x categories.
Reddit · r/CreditCards · Feb 21, 2025
NegativeSummary of a Reddit post
Cancelled both the personal and business Gold cards because the retention offers were not good enough.
Reddit · r/amex · Feb 19, 2025
NegativeSummary of a Reddit post
Amex placed a preset spending limit on their Business Gold citing spending fluctuations, which worries them as their e-commerce spend grows.
Reddit · r/amex · Dec 13, 2024
NegativeSummary of a Reddit post
Found Google Ads spend on the Business Gold has always earned only 1x rather than 4x and opened a support request.
Common questions about American Express Business Gold Card
Is American Express Business Gold Card worth it?
Of the 25 reviews with a clear verdict, 32% are positive, 28% mixed and 40% negative.
What does the signal score of 57 mean?
It's how well reviewed American Express Business Gold Card is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of American Express Business Gold Card?
Category: Business card. Type: Business rewards card. Fees: $375 annual fee. Rates & rewards: 4x points on your top 2 eligible categories each month (first $150,000 a year); 3x on flights and prepaid hotels on AmexTravel.com.
Where do these American Express Business Gold Card reviews come from?
25 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.