American Express Business Gold Card

American Express Business Gold Card Reviews

Business card

57Signal
32% positive
25reviews
How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

Updated 9 Nov

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Real customer experiences (25)

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Reddit · r/amex · Dec 4, 2025

Mixed

Summary of a Reddit comment

They opened the Amex Business Gold for the sign-up bonus, then faced a financial review and moved most spending elsewhere, finding the card not great for plain cashback rewards.

Reddit · r/amex · Aug 28, 2025

Mixed

Summary of a Reddit comment

Holds two Business Golds, using 4x on gas and electronics, but notes the credits only offset part of the annual fee and plans to cancel the second card.

Reddit · r/amex · Apr 4, 2025

Mixed

Summary of a Reddit post

Holds both Business Platinum and Business Gold and sees no point paying the Gold's annual fee because nearly all spending goes on the Platinum, so is looking to cancel it.

Reddit · r/CreditCards · Feb 21, 2025

Mixed

Summary of a Reddit comment

Opened the Business Gold for the sign-up bonus, found the credits steered their spending habits, and plans to cancel after the first year.

Reddit · r/amex · Sep 12, 2026

Mixed

Summary of a Reddit comment

Considers the Business Gold not worth keeping without real business-level spending, though the monthly credit is usable.

Reddit · r/CreditCards · May 7, 2025

Mixed

Summary of a Reddit post

Saw Suica transit reloads on the Business Gold show as 1x on the transactions page in Japan, though another user said the 4x posts after the statement closes.

Reddit · r/amex · Apr 23, 2025

Mixed

Summary of a Reddit post

A charge made on the last day of the month posted the next month and used the wrong monthly credit, but Amex support gave a one-time credit as a courtesy.

Common questions about American Express Business Gold Card

Is American Express Business Gold Card worth it?

Of the 25 reviews with a clear verdict, 32% are positive, 28% mixed and 40% negative.

What does the signal score of 57 mean?

It's how well reviewed American Express Business Gold Card is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.

What are the specs of American Express Business Gold Card?

Category: Business card. Type: Business rewards card. Fees: $375 annual fee. Rates & rewards: 4x points on your top 2 eligible categories each month (first $150,000 a year); 3x on flights and prepaid hotels on AmexTravel.com.

Where do these American Express Business Gold Card reviews come from?

25 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.

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