Capital One Quicksilver Reviews

Summary of a Reddit post

They were approved for Quicksilver and received the card, but the account was restricted for weeks over identity verification while living abroad. Repeated document submissions were rejected without a clear explanation.

Summary of a Reddit post

Their first card, a Quicksilver, has been restricted for years after a job loss; they paid the debt in full but support would not reopen it or remove it from their app.

Summary of a Reddit comment

They had a Quicksilver card with a lot of cash back accumulated, plus a Platinum, and all accounts were closed within a week of one returned payment. Two years later they are still denied new cards by Capital One.

Summary of a Reddit post

They held a Quicksilver and a Platinum for three years until Capital One restricted and closed both without warning after returned autopay payments. They were furious about the poor communication and the utilization hit.

Summary of a Reddit post

They were approved for the Quicksilver and used it fine for a month, then a large plane ticket purchase got the account restricted, and income verification dragged on without the restriction being lifted.

Summary of a Reddit post

They had their Quicksilver restricted over a fraud flag while unemployed, racked up late fees, and later saw the account charged off, then set up a payment plan with support.

Summary of a Reddit comment

They had this card closed along with their other Capital One cards after one bounced autopay following surgery, even though they fixed and remade the payment right away.

Summary of a Reddit comment

They were repeatedly flagged as fraudulent despite sending ID and a face scan, eventually closed the card, and saw the remaining balance pulled from their linked bank account.

Summary of a Reddit comment

Their Quicksilver was closed for suspicious activity that turned out to be their own small payments made to pay the balance down.

Summary of a Reddit post

They found their months-old Quicksilver declining at several merchants and then vanishing from the app. Support told them to call back later, and the card turned out to be closed over fraud and could not be reopened.