Cash-back card
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 12 reviews mentioning easy to use Show all
Reddit · r/personalfinance · Sep 19, 2026
PositiveSummary of a Reddit post
They have used a Capital One Quicksilver for about two years for food, gas and travel and get basic rewards; they are comfortable with it but wonder whether a second card would be better.
Reddit · r/personalfinance · Jun 13, 2025
PositiveSummary of a Reddit post
They use the Quicksilver as their everyday card and like earning flat 1.5% unlimited cash back on all purchases with no effort. They enjoy the simplicity, though they are weighing a category card for gas and groceries.
Reddit · r/CreditCards · Jun 6, 2025
PositiveSummary of a Reddit comment
They got their Quicksilver a long time ago and still rate it a good card even next to a 2% flat card they added later. They value the no annual fee, no foreign transaction fee, sign-up bonus and easy website.
Reddit · r/CapitalOne · Sep 14, 2026
PositiveSummary of a Reddit comment
They used Quicksilver as their first card after bankruptcy and found it a great starter card, though they say there are other cash back cards they would recommend instead.
Reddit · r/CapitalOne · Jun 7, 2026
PositiveSummary of a Reddit post
They called Capital One to move their no-benefit Platinum card to Quicksilver Rewards and got the product change approved in under ten minutes, wanting a card with some actual rewards.
Reddit · r/CapitalOne · May 13, 2026
PositiveSummary of a Reddit comment
They call the Quicksilver nice for everyday cash back and say they were pre-approved for it from their Capital One Platinum about a year ago, an easy upgrade path.
Reddit · r/CreditCards · Apr 21, 2026
PositiveSummary of a Reddit comment
They hold two Quicksilver cards, one upgraded from a Capital One Platinum after about seven years of waiting, and like the app and the card merchant offers, though they had stopped using the cards recently.
Reddit · r/CapitalOne · Apr 6, 2026
MixedSummary of a Reddit post
They have used the same Quicksilver for 3 or 4 years for nearly all daily spending, but the limit has stayed small and they have not received a credit increase despite heavy use.
Reddit · r/CapitalOne · Mar 28, 2026
PositiveSummary of a Reddit post
They hold three Quicksilver cards, one of which Capital One upgraded from a Platinum card on its own, and they find the app's line-transfer feature handy for shifting limit to a newer Savor.
Reddit · r/CapitalOne · Mar 22, 2026
PositiveSummary of a Reddit post
They recently got a Quicksilver Rewards card with a 0% intro rate period and like that the dashboard shows purchasing power, letting them plan a large business purchase and even go over their limit.
Reddit · r/CreditCards · Aug 19, 2026
PositiveSummary of a Reddit comment
They accepted the Discover-network offer and found the 3% gas and grocery boost so valuable that they are cancelling their Amex and Citi cards to make the Quicksilver their everyday card.
Reddit · r/CapitalOne · Jul 27, 2026
PositiveSummary of a Reddit comment
They keep a Quicksilver, savings account and auto loan all with Capital One and find the products easy to work with and well integrated.
Of the 279 reviews with a clear verdict, 35% are positive, 40% mixed and 25% negative. The praise mentioned most is low fees. The most common complaint is poor support.
The praise reviewers mention most: low fees (26 reviews), reliable (17 reviews) and easy to use (12 reviews). For example: They called Capital One to upgrade cards: one was moved to a Venture One and their Platinum was upgraded to a no-annual-fee Quicksilver.
The complaints reviewers mention most: poor support (22 reviews), account frozen (11 reviews) and buggy app (3 reviews). For example: Their first card, a Quicksilver, has been restricted for years after a job loss; they paid the debt in full but support would not reopen it or remove it from their app.
It's how well reviewed Capital One Quicksilver is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Cash-back card. Type: Flat-rate cash-back credit card. Fees: $0 annual fee. Rates & rewards: Unlimited 1.5% cash back on every purchase.
279 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.