Capital One Quicksilver

Capital One Quicksilver Reviews

Cash-back card

78Signal
35% positive
279reviews
How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

Updated 9 NovCompare with Wells Fargo Autograph

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What people mention

Topics grouped from customer reviews, with how many mention each; read the originals below.

Real customer experiences (279)

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Showing 10 reviews mentioning great rewards Show all

Reddit · r/CreditCards · Nov 11, 2025

Positive

Summary of a Reddit post

They use the Quicksilver for Walmart shopping, which codes as grocery and earns the flat cash back rate. They considered a Savor upgrade but learned Walmart is excluded from its bonus category.

Reddit · r/CreditCards · Jan 27, 2025

Positive

Summary of a Reddit comment

They started with the Platinum and product-changed to the no-annual-fee Quicksilver after about three months, mainly to get its 1.5% cash back on purchases.

Reddit · r/CapitalOne · Oct 13, 2026

Positive

Summary of a Reddit comment

They have used Capital One for 25 years and call their Quicksilver their go-to card. Loyalty brought a very high limit, a low interest rate and plenty of cash back.

Reddit · r/CapitalOne · Aug 27, 2026

Positive

Summary of a Reddit post

They accepted a Quicksilver offer and got the Mastercard version, noting it carries full rewards with no annual fee. They were happy to join the Quicksilver crowd.

Reddit · r/CreditCards · Aug 19, 2026

Positive

Summary of a Reddit comment

They mainly use their Quicksilver for car rentals booked through the Capital One portal for boosted cash back, and value that it covers collision damage waiver so they do not need to buy it.

Reddit · r/CapitalOne · Jul 9, 2026

Positive

Summary of a Reddit comment

They own the Quicksilver and describe it as a flat cash back card that earns the same rate on every purchase, and they were glad to learn about the Savor card from the thread.

Reddit · r/CreditCards · Feb 14, 2025

Positive

Summary of a Reddit comment

They got the Quicksilver before learning about card communities and loved the free year of Uber One with 10 percent off Uber orders. They would keep the card mainly to retain that perk.

Reddit · r/CreditCards · Aug 19, 2026

Positive

Summary of a Reddit comment

They accepted the Discover-network offer and found the 3% gas and grocery boost so valuable that they are cancelling their Amex and Citi cards to make the Quicksilver their everyday card.

Reddit · r/CapitalOne · Apr 23, 2026

Positive

Summary of a Reddit comment

They boost their Quicksilver earnings by activating the shopping offers in the app, getting a high rate at gas stations all year and some offers even higher.

Reddit · r/CapitalOne · Feb 21, 2026

Positive

Summary of a Reddit comment

They say they have no interest in points or miles and are happy with the simple cash back they get from their Quicksilver and Savor cards.

Common questions about Capital One Quicksilver

Is Capital One Quicksilver worth it?

Of the 279 reviews with a clear verdict, 35% are positive, 40% mixed and 25% negative. The praise mentioned most is low fees. The most common complaint is poor support.

What do people like about Capital One Quicksilver?

The praise reviewers mention most: low fees (26 reviews), reliable (17 reviews) and easy to use (12 reviews). For example: They called Capital One to upgrade cards: one was moved to a Venture One and their Platinum was upgraded to a no-annual-fee Quicksilver.

What are the most common complaints about Capital One Quicksilver?

The complaints reviewers mention most: poor support (22 reviews), account frozen (11 reviews) and buggy app (3 reviews). For example: Their first card, a Quicksilver, has been restricted for years after a job loss; they paid the debt in full but support would not reopen it or remove it from their app.

What does the signal score of 78 mean?

It's how well reviewed Capital One Quicksilver is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.

What are the specs of Capital One Quicksilver?

Category: Cash-back card. Type: Flat-rate cash-back credit card. Fees: $0 annual fee. Rates & rewards: Unlimited 1.5% cash back on every purchase.

Where do these Capital One Quicksilver reviews come from?

279 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.

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