Cash-back card
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 26 reviews mentioning low fees Show all
Reddit · r/CapitalOne · Nov 1, 2026
PositiveSummary of a Reddit post
Converted an older Platinum to the regular Quicksilver about four years ago and likes the no annual fee and 1.5% cash back, though a second conversion left them holding duplicate cards they do not need.
Reddit · r/CreditCards · Oct 30, 2025
MixedSummary of a Reddit comment
They were preapproved for the Quicksilver, but its limit ended up lower than their Platinum and Capital One would not raise it, which they link to being bucketed. They plan to sock-drawer it and keep it for no foreign fees.
Reddit · r/CreditCards · Jun 6, 2025
PositiveSummary of a Reddit comment
They got their Quicksilver a long time ago and still rate it a good card even next to a 2% flat card they added later. They value the no annual fee, no foreign transaction fee, sign-up bonus and easy website.
Reddit · r/CreditCards · May 31, 2025
PositiveSummary of a Reddit post
They have used the Quicksilver as their daily card for eight years and call it solid, with flat 1.5% cash back, no foreign transaction fees and no annual fee. They now wonder what could beat it as their spending grows.
Reddit · r/personalfinance · May 1, 2025
MixedSummary of a Reddit post
They use their Quicksilver as their oldest no-annual-fee card with flat 1.5% back, but lean on a Chase card with more perks and are considering closing the Quicksilver.
Reddit · r/CreditCards · Apr 22, 2025
MixedSummary of a Reddit post
They hold two Quicksilver cards, drawn by the flat cash back and no annual fee, but found they cannot combine the cards or transfer a balance between them.
Reddit · r/CreditCards · Oct 16, 2026
MixedSummary of a Reddit post
They got the Quicksilver in 2020 for its no foreign transaction fees on an international trip, then kept getting declined for a Savor until Capital One offered a seamless product change years later.
Reddit · r/CreditCards · Oct 16, 2026
MixedSummary of a Reddit comment
They held the no annual fee Quicksilver Visa for years as a sock drawer card, then used the product change upgrade link to move to the no annual fee Savor once it became available.
Reddit · r/CreditCards · Sep 23, 2026
PositiveSummary of a Reddit comment
They barely used their Quicksilver Visa for years, then relied on it heavily during an overseas trip for its zero foreign transaction fee, and were later offered an upgrade to the Savor.
Reddit · r/CreditCards · Sep 1, 2026
MixedSummary of a Reddit comment
They hold the Quicksilver on Mastercard and wish Capital One would move it to Discover for 3% gas on a no-annual-fee card, planning to convert the cash back to miles with their Venture X.
Reddit · r/CapitalOne · Aug 27, 2026
PositiveSummary of a Reddit post
They accepted a Quicksilver offer and got the Mastercard version, noting it carries full rewards with no annual fee. They were happy to join the Quicksilver crowd.
Reddit · r/CreditCards · Jul 24, 2026
PositiveSummary of a Reddit comment
They kept their Quicksilver as a first card and added a Savor later, using the Savor for groceries and dining and the Quicksilver for its 1.5% on everything else.
Reddit · r/CreditCards · May 8, 2026
PositiveSummary of a Reddit comment
They are an expat who chose the Quicksilver for its Mastercard network and lack of foreign transaction fees, use it mostly outside the US, and would drop it if forced onto the Discover network.
Reddit · r/CreditCards · Apr 23, 2026
MixedSummary of a Reddit comment
They keep their oldest card, a Quicksilver, for the lack of foreign transaction fees and its Mastercard World Elite benefits, but rarely use it and worry the Discover switch weakens both.
Reddit · r/CreditCards · Apr 21, 2026
PositiveSummary of a Reddit comment
They use their Visa Quicksilver as the go-to card for foreign transactions in Europe and like not paying foreign fees, noting it was the only network of their cards that worked well for that.
Reddit · r/CreditCards · Apr 21, 2026
MixedSummary of a Reddit comment
They just opened a Quicksilver as a simple card with no foreign transaction fees for upcoming trips, and were disappointed to hear it might move to the Discover network.
Reddit · r/CapitalOne · Apr 15, 2026
PositiveSummary of a Reddit comment
They called Capital One to upgrade cards: one was moved to a Venture One and their Platinum was upgraded to a no-annual-fee Quicksilver.
Reddit · r/CreditCards · Apr 15, 2026
MixedSummary of a Reddit post
They used the no-annual-fee Quicksilver as their main card for a while but now feel its rewards trail newer cards and are weighing whether to close it.
Reddit · r/CreditCards · Mar 6, 2026
PositiveSummary of a Reddit post
They were upgraded from their first card, a Capital One Platinum, to the no-annual-fee Quicksilver after about four months. They were still working out how the cash back works.
Reddit · r/CreditCards · Feb 21, 2026
MixedSummary of a Reddit comment
They still have their Quicksilver as a starter card they no longer use, noting it earns some cash back with no foreign transaction fees and that product change offers come later.
Reddit · r/CreditCards · Jan 21, 2026
MixedSummary of a Reddit comment
They call the Quicksilver a great first real card and their oldest account, with no foreign transaction fees that help on Canada trips, but say it does not hold up long term against a flat 2% card, so it is headed for the sock drawer.
Reddit · r/CreditCards · Nov 17, 2025
PositiveSummary of a Reddit comment
They like that they can use their Quicksilver abroad with no foreign transaction fees while still earning 1.5% back, and kept it alongside a Savor.
Reddit · r/CapitalOne · Nov 15, 2025
PositiveSummary of a Reddit comment
They product changed their QuicksilverOne into the no-fee Quicksilver and got the annual fee refunded, and also converted an unused Platinum to a Quicksilver to keep it active, with a Savor alongside.
Reddit · r/CreditCards · Nov 14, 2025
PositiveSummary of a Reddit comment
They keep their Quicksilver open mainly for travel, since it has no foreign transaction fees, even though they think better flat-rate cards exist for everyday spending.
Reddit · r/CreditCards · Apr 13, 2025
MixedSummary of a Reddit comment
They keep their Quicksilver in a drawer and only bring it out when travelling abroad, valuing the lack of foreign transaction fees and a flat cash back rate on everything else.
Reddit · r/CreditCards · Jan 3, 2025
PositiveSummary of a Reddit post
They have kept a Quicksilver for years and are happy with it, chiefly for its lack of foreign transaction fees, and are weighing replacements only because of worries about the Discover network move.
Of the 279 reviews with a clear verdict, 35% are positive, 40% mixed and 25% negative. The praise mentioned most is low fees. The most common complaint is poor support.
The praise reviewers mention most: low fees (26 reviews), reliable (17 reviews) and easy to use (12 reviews). For example: They called Capital One to upgrade cards: one was moved to a Venture One and their Platinum was upgraded to a no-annual-fee Quicksilver.
The complaints reviewers mention most: poor support (22 reviews), account frozen (11 reviews) and buggy app (3 reviews). For example: Their first card, a Quicksilver, has been restricted for years after a job loss; they paid the debt in full but support would not reopen it or remove it from their app.
It's how well reviewed Capital One Quicksilver is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Cash-back card. Type: Flat-rate cash-back credit card. Fees: $0 annual fee. Rates & rewards: Unlimited 1.5% cash back on every purchase.
279 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.